This is the audio version of the YouTube video. I will return one day, but the content is still relevant and I'm going to post here a few times a week for those of you who are unable to view YouTube or choose not to! Thank you for listening and please, feel free to engage with me on Twitter @Rustyram78. 

Remember this is not financial advice and have a great rest of your day, Or night. Or whenever you're listening to this!!