Chanel Reynolds' journey to helping others began with a brutal accident that killed her husband, leaving her to not only grieve and raise their son alone, but to negotiate the bureaucratic thicket of living wills, life insurance, computer passwords and much more. She is the author of the What Matters Most: The Get You Sh*t Together Guide to Wills, Money, Insurance, and Life’s ‘What Ifs’. Listen and learn how you might not have your sh*t together, and check out http://GYST.com for in-depth resources to help you shape the hell up.  Visit http://paulollinger.com or email [email protected] with comments, questions, and grammar pointers.