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Back in 2006, we meet Charlotte and Austin. They're star-crossed lovers in the classic "we're from different worlds" trope. They sneak out of their respective houses, walk through the snow, and make their way to the horse stables for some moody, teenage romance. They kiss, they swear eternal love, they give each other gifts like a necklace and a horse book. Suddenly, Austin's dad shows up like a human snowstorm of bad advice, telling him to just join the Navy. Charlotte is going to forget all about him and he'll be better for it. 

Fast-forward to the present, and guess what? Dad was right. They did go their seperate ways. Austin is now running her familes estate. Their grandma died and left her estate and the family businesses to three siblings who couldn’t be more different if they tried: Charlotte, the ambitious New Yorker; Henry, the mafia-adjacent sibling with questionable life choices; and Benedict, the fancy one with a fancy girlfriend and an even fancier fake accent.

Cue Rachel Boston, who rolls up to the estate playing Annie Markel, the estate planner who is giving Mary Poppins. She has a purse that is full of contracts instead of candy and umbrellas, and she’s here to stir the pot. The siblings are suspicious.

But Rachel Boston, being the MVP that she is, wins them over with her expert grief counseling and unsolicited life advice. She's basically the motivational speaker your mom would hire for a family reunion. She's Matt Foley but with a car instead of a van. She also makes them decorate the house because Christmas.

Austin and Charlotte reconnect when he shows her that he’s still a horse-riding, stable-owning stud. He apologizes for ghosting her for the Navy. Charlotte's all, "No hard feelings, because if you hadn't left, I wouldn’t have met my ex and had Cody, who’s the center of my universe."

As the family drama unfolds, the siblings realize the board is about to vote someone in who isn’t them. They work together to figure out how to make sure that doesn't happen. Amidst the chaos, they find old memories—Henry sobs about their parents' tragic death, Benedict uncovers an old engagement ring, and Charlotte suddenly realizes, "Hey, I still love Austin!" after seeing him bond with Cody.

Then, in a classic holiday move, the brothers chop down a Christmas tree together and decorate it while debating what grandma’s wishes might have been. They decide to throw a Moorehouse Christmas gathering, hoping Aunt Eloise has a crystal ball or some insight. Spoiler: she doesn’t.

Things heat up when Austin and Charlotte almost kiss, but an unexpected TUBA performance and a random holiday football touchdown stop them in their tracks. Because romance.

Then—because we needed more drama—Cody goes missing. The entire family, along with Rachel Boston, turns into a snow-covered search party. Henry gets roughed up by a mafia guy who threatens to cut off his fingers. But hey, Cody’s fine, and Rachel Boston finds him by the stables, where he asks her where her angel wings are. She laughs and says they’re hidden, which is both adorable and cryptic.

Cue Benedict’s fancy British fiancée showing up for the Christmas party, because, of course, the plot thickens. Charlotte and Austin decide to try this whole love thing again. Just as things are looking up, Austin gets a job in Maine. He’s got to leave, but Charlotte, being the understanding goddess she is, lets him go.

But Rachel Boston? Oh, she’s got a little holiday magic up her sleeve. She figures out a way for all three siblings to be on the board, with only one seat as chairman. Charlotte gets the coveted spot and rushes to tell Austin before he leaves. She wants to go with him and get Cody enrolled at the school, while she’ll work remotely. They share a kiss in the barn from Ride.

Rachel Boston dips out, her job done, and leaves the family better than she found them, even though that wasn't actually that hard. 
 

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