Digital Finance Analytics (DFA) Blog

More reports of banks removing cash services, at a time when the Senate Inquiry into Regional Branch closures highlighted again the need for access to cash. https://www.news.com.au/finance/business/banking/no-longer-anz-ditches-cash-in-some-branches/news-story/56e1572f93eed4afdd835123aa193bce According to the Bank of England, cash is still important for several reasons. Cash is a fast and convenient way to pay. It is widely accepted. It is … Continue reading "Cash Ditched From Some Branches…!"

More from Edwin Almedia, our property insider, as we look ay the latest “announcables” relating to housing and migration… how much is smoke and mirrors? The latest from the Treasurer makes the point! The outlook is higher construction costs, a tilt towards migrants with more capacity to buy property, and the risk of more low … Continue reading "Its Edwin’s Monday Evening Property Rant!"

Ahead of our upcoming live stream on Tuesday at 8pm Sydney (12th December) I run through our latest analysis based on our surveys, We see that many households are in a pickle with regards to cash flow, and over time this can lead to significant consequences, with defaults expected to rise in the months ahead. … Continue reading "The Next Chapter In The Household Financial Stress Story…"

This is our weekly market update. As we count down to the end of the year, U.S. stocks closed higher on Friday, with the S&P 500 and Nasdaq notching their highest closing levels since early 2022 and the Dow notched its longest weekly winning streak since 2019. A robust U.S. jobs report fuelled investor optimism … Continue reading "Market Optimism Continues Thanks To US Soft Landing Hopes…"

Next Tuesday I will be running my live show on Household Financial Stress, which continues to worsen. However, what constitutes “stress” is being debated widely – its a matter of definition. The RBA has joined the debate, but I will argue in today’s show they conveniently presented a lop-sided story, which understates the true picture. … Continue reading "Household Financial Pressures And RBA Propaganda…"

Another Friday afternoon chat with Tarric Brooker, as we look at the status of households, as monetary policy continues to run, and as the tax take accelerates significantly. Via the charts we look at the trends across the country, invent a new TV game series, and also pick apart the political agenda. Tarric’s charts are … Continue reading "Households Taken To The Cleaners: With Tarric Brooker…"

A new report has revealed 53 per cent of NSW buildings have had serious defects over the past 5 years, with only half resolved within one year. The number has risen from 39 per cent in 2021 with the most common defects including waterproofing, fire safety, structural and key services issues such as lifts and … Continue reading "More Than Half Of NSW Strata Buildings Have Defects!"

An average of more than 50 UK bank branches have closed each month since 2015 and campaigners fear some retailers could stop accepting cash if it becomes too burdensome to process. That said, under government rules, free withdrawals and deposits will need to be available within one mile for people living in urban areas. In … Continue reading "You What? The Use Of Cash Is Up!!"

The Australian Bureau of Statistics (ABS) has released the June quarter National Accounts, which were an unmitigated disaster and confirmed that Australia is in a deep per capita recession. The economy as measured by real GDP grew by only 0.2% in the September quarter, driven by increased government consumption and capital investment over the quarter … Continue reading "Paying Tax And Interest Through The Nose In A Deep Per Capita Recession!"

This is an edited version of a live discussion with Damien Klassen, Head of Investments at Walk The World Funds and Nucleus Wealth. Markets have taken a new turn over the past month, and expectations of rate cuts are rising, but how robust is this move, and how should portfolios react? Go to the Walk … Continue reading "DFA Live Q&A HD Replay: Investing Now: With Damien Klassen"