Digital Finance Analytics (DFA) Blog

This is an edit of a live discussion with mortgage broker Chris Bates. Chris started as a Financial Adviser back in 2007 and sold his Financial Advice business in 2020. Over the past 9 years, Chris has grown into one of Australia’s top Mortgage Brokers and is passionate about taking the product providing industry to … Continue reading "DFA Live Q&A HD Replay: Chris Bates – Property Now"

In the UK, Annual growth in regular pay (excluding bonuses) is the highest we have seen since comparable records began in 2001. The Office for National statistics said In May to July 2023, annual growth in regular pay (excluding bonuses) was 7.8%, the same as the previous three-month period and the highest regular annual growth … Continue reading "Are Pay Rises Chasing Inflation Higher?"

I have discussed before the spate of announcables from the current Government – events and releases which give the impression of taking bold actions which grab headlines, but which in reality signifies very little at all. Housing was a standout example, but now we have another, the jobs plan. Which in fact was a scene … Continue reading "More “Announcables” To Look Good And Do Little!"

An important debrief on the past weeks Senate Inquiry into Regional Branch closures, use of cash and other banking issues, with Robbie Barwick from the Australian Citizens Party. Senate replay here: https://www.aph.gov.au/News_and_Events/Watch_Read_Listen/ParlView/video/1733879 The power of democracy at work! http://www.martinnorth.com/ Go to the Walk The World Universe at https://walktheworld.com.au/

In a week where Central Bankers did not lift rates in the US, UK, or Japan, although the ECB did last week, the key message coming though was simple. Expect rates to stay close to current levels for some time, and if inflation does prove stickier, then rates might still go higher. But the real … Continue reading "The Higher For Longer Camp Consolidates!"

Whatever announcables may come from the Government, the truth is housing crisis in Australia is far from over. As I discussed with Leith van Onselen on Tuesday, high migration is the root cause of the problem – a problem created by bad policy and ultra-high migration. Yet some are arguing we should import more construction … Continue reading "Housing Affordability Busted For Good…"

This week we get Central Bank Decisions from the Bank of England, The Federal Reserve and the Bank of Japan. The European Central Bank delivered a 10th consecutive hike last week, though signaled that the peak may have been reached. We also are getting further floods of data, and we know that Central Bankers are … Continue reading "This Could Be A Crunch Week For Markets"

This is an edited version of our recent live show, as I discuss the latest economic and housing news with Chief Economist at Nucleus Wealth, Leith van Onselen, who is also the co-founder of Macrobusiness. We do a deep dive on the Population Ponzi and why housing shortages are likely to remain with us for … Continue reading "DFA Live Q&A: HD Replay: The Population Ponzi With Leith van Onselen"

Another tour of the recent news, as some prices are moving higher, driven by high demand and poor supply. But according to our property insider, Edwin Almeida, not all areas are behaving the same, and there are clear reasons for this. We also look at how pets are impacting the supply of rental property, and … Continue reading "Its Edwin’s Monday Evening Property Rant!"

Robbie Barwick from the Citizens Party and I discuss the latest moves in the battle to retain cash in society ahead of the next Senate hearings which are scheduled for next week. The battle is reaching a head, and there is everything to play for, not least as Adrian Orr put it recently, its a … Continue reading "Who’s Really Driving The Abolition Of Cash? With Robbie Barwick"