Digital Finance Analytics (DFA) Blog

The ABS finally released their November 2022 New Lending stats today. Overall new loan commitments fell 3.7% in the month, and apart from refinancing, which hit a record, all other loan categories dropped to levels which in some cases were below pre-COVID levels. First time buyers were hit hard. More signals of a falling property … Continue reading "The Lending Worm Is Turning Now! [Podcast]"

US CPI came out pretty much as expected, with headline rates falling, thanks to significant falls in gas (petrol) prices at the pumps, despite rises in food and shelter costs. The markets lapped this up sending the indices mainly higher. along with gold, while bond yields and the US dollar slid. However, Fed officials were … Continue reading "Slower Rate Hikes After CPI? Maybe… [Podcast]"

This is an edited version of my recent live discussion about my latest modelling and research. We had our postcode engine online. Original show here: https://youtu.be/6e-_h-DYeYU Go to the Walk The World Universe at https://walktheworld.com.au/

More from our property insider Edwin Almeida, as we look at the latest incentives for NSW first time buyers, the latest from China as people there vote with their feet on property, the numbers, and of course a special chat about underquoting. https://www.ribbonproperty.com.au/ http://www.martinnorth.com/ Go to the Walk The World Universe at https://walktheworld.com.au/

The latest edition of our finance and property news digest with a distinctively Australian flavour. Any incoming data requires interpretation to make sense. And the truth is, factors like recency bias, expectations, and hopium can all influence how news is interpreted, and decisions made. We saw this on Friday when US markets read the data … Continue reading "Beware Data Is Not Neutral!"

This is an edited edition of my recent live show, where I discussed the outlook for 2023 investing with Damien Klassen, Head of Investments At Nucleus Wealth and Walk The World Funds. http://www.martinnorth.com/ Go to the Walk The World Universe at https://walktheworld.com.au/

My first 2023 Rant with Edwin Almeida, our Property Insider. Edwin takes a look at the latest numbers, and tables his suggestions for what will happen in this potentially prickly year! http://www.martinnorth.com/ Go to the Walk The World Universe at https://walktheworld.com.au/

Stock markets are down, superannuation funds diminished, and property prices sliding as Chris Joye’s Latest missive shows. So, the answer to my question is probably no, unless you are a politician still receiving a generous pay rise, or a high-flying executive or you are working in high demand areas like information technology or finance, or … Continue reading "Are You Feeling Wealthy Then? The Wages And Inflation Problem! [Podcast]"

At the end of the year, we can look back and pick over the coals of the old and look ahead to the new. But of course, it’s an artificial delineation, and the forces mustering at the end of the old year such as recession risk, rising interest rates in response to inflation, Ukraine and … Continue reading "Buckle Up! 2023’s Bumpy Ride Ahead… [Podcast]"

Property prices are political not economic. So, while analysts are talking about property price corrections in 2023, and higher levels of defaults; and the IMF talks of a dysfunctional market; the truth is most politicians prefer to sit on the fence and mouth platitudes, to avoid upsetting voters. http://www.martinnorth.com/ Go to the Walk The World … Continue reading "When The Property Market Bough Breaks! [Podcast]"