Digital Finance Analytics (DFA) Blog

As Central Bank Rate Fest rolls on from the RBA on Tuesday, as expected the FED lifted the US interest rate target by 75 basis points overnight and reaffirmed continued hikes ahead. Later tonight we will get the Bank of England announcement, which is also expected to hike big. The Fed’s unanimous decision lifted the … Continue reading "Fed Signals Higher For Longer And Markets Crater! [Podcast]"

This is an edited version of a live discussion about the current state household finances, property and financial stress, based on our updated modelling to end October 2022. Our postcode engine will be online. Go to the Walk The World Universe at https://walktheworld.com.au/

The Superannuation system is not fit for purpose, as many are finding out as balances decline, while fees do not but forced contributions increase. So today we look at data provided by APRA on fund performance (down more than 4% in the quarter to June 2022, and further now). And we feature an important contribution … Continue reading "Superannuation: Trick Or Treat? [Podcast]"

Another rant from our property insider Edwin Almeida. We look at some of the property auctions in Western Sydney, including some where there was a real crowd, and others where there were no bids. We also look at the latest from China, the listings down the east coast and another tip for prospective buyers. https://www.ribbonproperty.com.au/ … Continue reading "Its Edwin’s Monday Evening Property Rant! [Podcast]"

AUSTRALIA’S banking regulator APRA is picking and choosing which banks it is allowing to get away with breaking the law by misreporting whether their sites offer cash service provided by a teller according to an important article in The Regional. Kudos once again to Dale Webster for highlighting this important issue. Errors in hundreds of … Continue reading "APRA And The Mystery Of The Disappearing Branches! [Podcast]"

On Friday there was a robust, broad-based rally across Wall Street as markets looked over more encouraging economic data and a sunnier earnings outlook. This despite the upcoming Federal Reserve policy meeting next week. The FOMC decision is widely expecting a unanimous vote for at least one last major rate increase, though with the Fed’s … Continue reading "Is The Tech Bloodbath Really Over?"

My latest Friday afternoon chat with Journalist Tarric Brooker. We look at the latest charts, and discuss where things are going. You can see the charts here: https://avidcom.substack.com/p/charts-that-matter-28th-october-2022 Tarric’s upcoming event is here: https://cloud.go.pepperstone.com/pepp-talks-melb-nov-2022 Go to the Walk The World Universe at https://walktheworld.com.au/

The news continues to confuse, as Wall Street contended with another volatile session. Investors mulled the Federal Reserve’s path of interest-rate hikes while assessing mixed economic data and a slew of earnings reports, whilst the ECB doubled official deposit rate, and Credit Suisse revealed their plans to revamp their business. At the end of the … Continue reading "Playing The Inflation Game… [Podcast]"

The latest from our property insider, Edwin Almeida, as we look at the latest property listings, the China factor, and sub-room divisions. https://www.ribbonproperty.com.au/ Go to the Walk The World Universe at https://walktheworld.com.au/

The RBA has lifted the cash rate by 2.5% and more rate hikes are expected in the months ahead as they try to head off inflation. The budget on Tuesday is expected to show inflation is expected to peak at around 8%, but stay above their target range of 2-3% right into 2024, with no … Continue reading "The RBA Has No Idea About Home Price Falls! [Podcast]"