Digital Finance Analytics (DFA) Blog

This is our weekly market update, where we start in the US, cross to Europe and Asia and end in Australia, covering commodities and crypto along the way. Sometimes, events change thinking, and this week harsh reality crept across global markets. Investors, central banks and ordinary consumers alike are being held hostage as Brent rose … Continue reading "Markets, Households & Businesses All Held Over A Barrel!"

With the current oil price spiking thanks to the current Middle East conflict, Head of Investments from Nucleus Wealth and Walk The World Funds, Damien Klassen and I discuss the relative economics of EV’s versus oil driven cars. With Oil north of $100 a barrel, the analysis reveals some significant insights into the markets in … Continue reading "The EV Versus Oil Toss-Up; In The Current Context: With Damian Klassen"

Our latest surveys highlight that BOTH property renters AND property investors are facing significant challenges, given the low levels of supply, rising costs and regulatory intervention. The truth is the system is broken, as APRA tries to clamp down on highly leveraged loans, even as the growth in investor lending outstrips owner occupied lending, while … Continue reading "Property Investors And Property Renters BOTH Being Crushed!"

Sorry to say, but households, already under the pump as I discussed in my live show yesterday are going to face more pain in the months ahead as interest rates rise and inflation breaks higher. It was already trending that way, but the conflict in the Middle East is making things worse, and despite some … Continue reading "Hold On! Rates And Inflation Are Going Up! But Why?"

In this edit of a live show we examined the latest data from our surveys, and the distribution of financial stress across the country. With the prospect of higher interest rates and and the Iran situation this is more important than ever. Find out where the key pressure points are. 0:00 Introduction3:22 Oil Crisis and … Continue reading "DFA Live Q&A HD Replay: Mapping Household Finances As Pressures Rise And Incomes Fall!"

In tonight’s rant Edwin, our property insider and I discuss the latest from the middle east and specifically how it may impact Australia, and Australian property! We are seeing a range of issues bubbling up which may well impact households and property across the country. But not all property is impacted in the same way. … Continue reading "Its Edwin’s Monday Evening Property Rant!"

This is our weekly market update where we start in the US, cross to Europe and Asia and end in Australia covering commodities and crypto along the way. As expected, the broadening conflict in the middle east spooked markets as Oil rose with WTI up more than 35% and LNG gas futures up 67%. As … Continue reading "Brace: Markets Caught In A Volatile Trap As War, Jobs And Credit Risks All Hit!"

The Australian Property appears to be at an inflection point, with prices in Melbourne and Sydney at an aggregate level stalling, and growth easing elsewhere, as the impact of higher interest rates and degraded affordability hit home. In addition, the negative news from the Gulf, and the wider potential economic fallout, as well as stalling … Continue reading "Truth And Lies About The Property Market"

Recent events surrounding Iran are the core of this weeks discussion with journalist Tarric Brooker. Using his great slides we dive into the potential consequences of the raging war, and examine the potential economic and politics consequences. Even Australia, a world away will not be immune. And we also consider the latest on housing and … Continue reading "Its The End Of The World As We Know It! With Tarric Brooker"

Today we got the latest data from the ABS relating to Household Spending . Overall, the story continues, with households spending more on things they must buy, and less on things they choose to buy. And importantly Household consumption did not deliver the expected strength in the GDP data yesterday as many households remain under … Continue reading "What They Don’t Tell You About Household Spending!"