The Senate published their Report into Regional Bank Branch Closures late last Friday. https://www.aph.gov.au/Parliamentary_Business/Committees/Senate/Rural_and_Regional_Affairs_and_Transport/BankClosures/Report I will be discussing this on my live YouTube show on Tuesday with Robbie Barwick. https://youtube.com/live/NJnaqhARu90 But already, the award winning Journalist Dale Webster over at the Regional has written an excellent article: https://www.theregional.com.au/post/banks-blow-their-chance-to-self-regulate-by-betraying-trust Over the 13 hearings held across Australia … Continue reading "Bankers Lose Over Bank Branch Closures: But Now The Political Games Begin!"

Housing is in crisis in Australia, its too expensive and relative to population there is not enough of it. As I discuss with independent Journalist Tarric Brooker last week, though shockingly, we have built more homes per 100,000 people than Canada, The US and the UK. In other words, we have a greater proportion of … Continue reading "Peddling The Housing Supply Myth: Again…"

This is our regular weekly market update. The roller coaster ride continued again this week on the markets, as traders were dazzled by strong corporate results from NVIDA underscoring the power of the AI super cycle on one hand, and by really mixed data signals on the other thanks to a raft of better-than-expected purchasing … Continue reading "Macro Versus Company Returns; What’s Driving The Chaotic Markets?"

Another Friday chat with Tarric Brooker, as we look at the latest finance and property news, and the political context, as housing becomes more unaffordable, even as inflation remains untamed. What’s going on and is the Lucky Country running out of runway? Tarric’s slides are here: https://avidcom.substack.com/p/dfa-chart-pack-24th-may-2024 http://www.martinnorth.com/ Go to the Walk The World Universe … Continue reading "Plenty Of Snakes: Not Many Ladders: With Tarric Brooker…"

There is a three-way split across the country as inequality rises with mortgage holders and renters bearing the brunt of poor policy decisions for years, while older property-owning cohorts are doing just fine. I have been highlighting the growing gulf between households and now the Australian Productivity Commission has released their research paper “A Snapshot … Continue reading "Inequality Rules (Great For Some; Horrid For Most)!"

The Reserve Bank of New Zealand left the Official Cash Rate at 5.5% on Wednesday, saying that Restrictive monetary policy has reduced capacity pressures in the New Zealand economy and lowered consumer price inflation. Their statement on Monetary Policy had a decidedly hawkish tone, signalling rate cuts will be delayed until around August 2025, which … Continue reading "New Zealand Rates Held Higher For Longer As Hawks Fly!"

Today we got the April inflation read for the UK, (and a election announcement) which was expected to be lower than the previous month thanks to a substantial cut in the costs of energy to households. But in the end, UK inflation slowed by less than economists had predicted thanks to services inflation proving sticky, … Continue reading "Another Dose Of Sticky Inflation Lands…"

This is an edited version of a live discussion, with our property insider Edwin Almeida as we explored how to plan and prepare a property for sale in the current climate. https://www.ribbonproperty.com.au To contact us go to : https://digitalfinanceanalytics.com/blog/ and use the help button on the bottom right of any page! Asbestos Awareness is at: … Continue reading "DFA Live Q&A Replay: Playing The Home Sales Game: With Edwin Almeida"

In this weeks Rant Edwin and I discuss the fallout from the budget, the latest developments in non-approved extensions, and trends from the WeChat Chatters and Silent Tigers as Australian property is still used to launder money. You can also join Edwin and I for a live show on Tuesday 21st May at 8pm Sydney … Continue reading "Its Edwin’s Monday Evening Property Rant!"

This past week, while we were distracted with the budget, our controlled digital future came one step nearer, as the Australian Federal Governments Digital ID Bill sailed through Parliament last week with the support of the crossbench, having been previously passed in the Senate. The passing into law of this bill may at a superficial … Continue reading "Digital Tyranny Another Step Closer As Digital ID Bill Is Passed!"