Digital Finance Analytics (DFA) Blog

This is our weekly market update where we start in the US, cross to Europe and Asia and end in Australia, covering commodities and crypto along the way. We had major developments this week which underscored the fragility of the global financial system, as US Government debt hit $40 trillion, Australian Government debt hit $AU1 … Continue reading "Markets Fret About Debt, Bonds And An Incoming Financial Crisis…"

A quick look at the latest social media posts, and media would give you the impression that unemployment in Australia just went through the roof, and so rates cuts from the RBA are off the table. A rise in the unemployment rate to its equal-highest level in almost five years last month suggests the economy … Continue reading "An Unbelievable Reaction To The Latest Unemployment Data!"

In this show, journalist Tarric Brooker and I dive into the latest on Australian housing, the pressures on the banking system resulting from declining lending growth, and rent rises, but set against the broader political and economic context, using his great slides. We also pick apart the bond market, given the OZ Government $1 Trillion … Continue reading "Banking On Housing? With Tarric Brooker…"

The ABS released their Wage Price Index (WPI) for June 2026 today, and confirmed what my surveys already highlighted, in real terms, after inflation on average households are going backwards. But if you are working in the Government funded sector, you are doing better, and if you are living in South Australia, you are doing … Continue reading "We Are Still Getting Poorer!"

In this edit of my live show I discussed our latest surveys, modelling and analysis, with a specific look at where the current risk hotspots for mortgage and rental stress are located. Robbie Barwick also joined for part of the show, were we discuss that horrific news that the Government and Opposition will join together … Continue reading "DFA Live Q&A HD Replay: Mapping Household Housing Pain (And Act Now To Save Our Freedom!)"

Yes, Edwin is back for another swim through the property market deeps, as we look at the latest statistics, emerging trends and more questions for those in charge. Are there signs of a change in Brisbane markets, despite falls elsewhere, and how wil the gap between new build prices, existing property and rentals be squared. … Continue reading "Its Edwin’s Monday Evening Property Rant!"

The bad news keeps coming for households in the mortgage and rental sectors across the country. So today we pick apart the latest analysis, and also cover the latest auction clearance results from the weekend. Truth is first time buyers, property investors and others are on the sidelines, as the pressure builds. And join us … Continue reading "More Households Ride The Pain Train!"

This is our weekly market update, where we start in the US, cross to Europe and Asia and end in Australia, covering commodities and crypto along the way. Thanks to followers who responded to my observation made last week that despite this being for me one of my most important shows each week, it gets … Continue reading "Mixed Signals Drives Markets Into A Spin!"

The value of total new home loans fell 5.2 per cent (-$5.4 billion) this quarter, after a 3.4 per cent fall in the previous quarter. They sheet the falls to the changed lending conditions, with the Reserve Bank of Australia increasing the cash rate for the third time in 2026. Changes to negative gearing and … Continue reading "Busted: New Home Lending Fell In The June Quarter!"

Lots more data showing firmer falls in home prices are likely, with ANZ the latest to revise down. Yet, we had industry leaders and Treasurer Chalmers talking the market up, so is there are glass half full story to be told? Well, perhaps we can learn from the latest REINZ data showing New Zealand prices … Continue reading "Home Prices: Is The Glass Half Full? Ask New Zealand!"