Digital Finance Analytics (DFA) Blog

Once again, we are off to the races with preliminary auction clearance rates being spruiked to high heaven again over the weekend. As I discussed recently, these numbers are misleading because they rely on reported results, which are biased towards successful outcomes, while avoiding the gap between listed and reported results. Take Domain for example, … Continue reading "Property Gaslighting Continues In Spades…"

This is our weekly market update where we start in the US, cross to Europe and Asia and end in Australia, covering commodities and crypto along the way. Investors are aggressively buying into riskier assets, sending bitcoin and companies focused on artificial intelligence to new highs as they shrug off months of uncertainty caused by … Continue reading "Tariff Noose Tightens Even As Investors Buy Riskier Assets… But…"

Today we look at the latest from the Reserve Bank of New Zealand where rates were held, though following cuts of 2.25%, compared with the RBA 0.5%. Uncertainly remains the watchword. So we reflect on the different inflation track, and look at rental inflation in particular, in the light of the latest Domain data showing … Continue reading "Central Banks In Wonderland: As RBNZ Holds Too!"

Yesterday as I discussed in my live show, the RBA held the cash rate at 3.85%, which surprised almost all economists, the media, and Labor politicians alike. If you listen to Michelle Bullock, at the press conference, she was careful to talk about, caution, waiting for more data because the monthly inflation stats are volatile, … Continue reading "“Kersplat”: The Collision Between Economics And Politics!"

This is an edit of a live discussion as I walk though the latest analysis from our household surveys, and go granular in terms of the impact of rate cuts, mortgage and rental stress, and the potential trajectory of home prices. I will have the post code engine on line. Details of our one to … Continue reading "DFA Live Q&A Replay: Rate Cuts, Home Prices And Financial Stress: Granular Deep Dive"

In this week’s Property Rant, we discuss wolves in sheep’s clothing, as we ask who is really paying the bills, and who are the property winners and losers? We also delve into our “Pavlova” apartments, and highlight the latest property BS, in which we seem to be drowning at the moment! http://www.martinnorth.com/ Go to the … Continue reading "Its Edwin’s Monday Evening Property Rant!"

The truth is that the current Government approach to housing which is based on building 1.2 million new homes over a 5-year period won’t be met. As I reported recently the running total is 60,000 homes below what would be required to meet the target. But worse, the strategy is driving the states to permit … Continue reading "The Strata Nightmare Continues…"

This is our weekly market update where we start in the US, cross to Europe and Asia and end in Australia, covering commodities and crypto along the way. US markets were closed on Friday thanks to the July 4 Independence Day celebrations. Both the S&P 500 and NASDAQ Composite closed at record highs on Thursday … Continue reading "As Markets Melt Upwards, Are Things Falling Apart?"

Two years ago Investment Manager Tony Locantro had a radical change of direction in terms of life-style and diet. On this second anniversary I caught up with him to reflect on his journey, and discussed the broader questions of the deadly embrace of big-pharma and big-food and how this is causing harm, and what we … Continue reading "Tony Locantro’s Two Year Carniversary!"

We review the latest data, including from the DFA Household Surveys to consider what may happen next to property across the country. Its complicated, with supply, demand and Government policy drivers messing with the markets. Granularity is important, as is filtering the high-level spruiking. In some areas prices are continuing to fall or go sideways. … Continue reading "How Will The Current Property Mess Play Out?"