Digital Finance Analytics (DFA) Blog

Today I catch up with CEO and Founder of Ro&, an Australian based AI application which is bringing real world capability to the video intelligence and security industry, Roanne Monte. Link: https://www.roand.ai/ We discuss the origin of the business idea, its development and launch via Armatec Global, and the broader questions about the future of … Continue reading "Truly Empowered By AI!"

This is an edited version of a live discussion with Research Director for the Australian Citizens Party Robbie Barwick, as we examine the current state of the so called “Rules Based Order”, in the light of Trump driven change of trajectory from the US, fragmentation in Europe and the rise of a multi-polar world. Who … Continue reading "DFA Live Q&A Replay: Who Wins From “The Upending Of The Rules Based Order” With Robbie Barwick"

Property Insider Edwin Almeida and I discuss the latest shocks from the new cycle (don’t shoot the messenger!) and pick over the latest from the property market. Who are the winners and losers? will have a distinguishable verified symbol. And remember that we will never message you asking you to give us money or talk … Continue reading "Its Edwin’s Monday Evening Property Rant!"

Today I want to look at the question of refinancing after the RBA rate cut, and whether a long term fixed rate mortgage in Australia would be a good idea. While the ‘big four’ banks have committed to passing on the full 0.25 percentage point RBA driven rate cut to their customers, meaning those on … Continue reading "Would Refinancing Mortgages To Fixed 30 Year Loans Help Australians?"

This is our weekly market update, where we start in the US, cross to Europe and Asia and end in Australia, covering commodities and crypto on the way. This is a data rich tour as stocks finished lower on Wall Street but edged higher in Europe on Friday amid uncertainty about U.S. President Donald Trump’s … Continue reading "Markets Duck And Cover As Normality Is Destroyed!"

Would you prefer to be living in New Zealand or Australia? The New Zealand story on monetary policy and home prices is a million miles away from the RBA’s approach of keeping rates lower, to protect jobs even if inflation remains above target. Across the ditch the Reserve Bank’s approach of “no regrets”, took interest … Continue reading "Kiwis Get Another Mega Rate Cut, As Inflation Sits In Band!"

The RBA adjusted down their expectation of the level of unemployment across Australia to 4.2% this week, a level which they expect to remain unchanged for at least two years. Then today we got the latest from the ABS on this frankly fuzzy series of data which showed that the seasonally adjusted unemployment rate rose … Continue reading "Australian Jobs Up, Unemployment Up, But What’s Under The Hood?"

Yesterday we got the first RBA rate cut in four years rate of a quarter-percentage point to 4.1% as inflation has eased from more than 6% to 3.2% underlying, but the bank also stressed it won’t ease as aggressively as the markets anticipate and also flagged significant but as yet unquantifiable geopolitical and policy uncertainties … Continue reading "Looking Beyond The Rate Cut Hype…"

This is an edited version of a live discussion with Leith van Onselen, Chief Economist at Nucleus Wealth and Joint Founder of MacroBusiness. We reacted to the RBA rate cut decision, plus looked at the expected trajectory of the economy, ahead of the election. What could blow us off course, and what are the implications … Continue reading "DFA Live Q&A Replay: Will Rate Cuts Quell Australia’s Economic Storm? With Leith van Onselen"

This week we look at the list of property “announcables” from Labor and talk about the elephant in the room – demand for property, which is not being addressed. The consequences of all this is obvious for those willing to look beyond the headlines. Ahead, looks like demand will stay strong, and with more people … Continue reading "Its Edwin’s Monday Evening Property Rant!"