Digital Finance Analytics (DFA) Blog

The Reserve Bank left its cash rate at 4.35% on Tuesday in a widely anticipated decision, marking more than a year at that level. The rate-setting board said “some of the upside risks to inflation appear to have eased” and scrapped a longstanding line that it wasn’t ruling anything in or out on policy.Australia’s central … Continue reading "The RBA’s “Wild Ride”, While Rates Remain On Hold…"

This is an edited version of a live discussion with Veronica Morgan, as we dive into a bunch of questions from our Audience. Is the market really turning? How do you avoid buying a dog of a place? Are there still good deals to be done? Veronica Morgan is co-founder of Home Buyer Academy, co-host … Continue reading "DFA Live Q&A Replay: Your Property Questions Answered: With Veronica Morgan"

It has been another eventful week, for property insider Edwin Almeida and I to get our teeth into. What is the true state of the property market? How stuffed in Australia and Australians? And does crypto offer an alternative? Find out in our latest edition. Today’s post is brought to you by Ribbon Property Consultants. … Continue reading "Its Edwin’s Monday Evening Property Rant!"

Markets are expecting the FED to cut rates again at its December meeting, after the US economy added 227,000 jobs last month, mostly in line with expectations, and the three-month average came in at 173,000, confirming expectations that the labour market is cooling, at a moderate pace. The Australian sharemarket dropped on Friday in a … Continue reading "Santa Rally In Full Swing; For Now!"

Once in a while I find an article which really hits home. One such is an article in the AFR by John Kehoe, titled “Australia’s Economic Problems Have Been Brewing For Years”. Indeed, bad policy from multiple Governments have gotten us to a bad place, and the current mob are making things worse. There are … Continue reading "Australia Is… Stuffed…!"

The RBA meets Tuesday, with economists and markets predicting no change to rates. Indeed, not til later next year will rates likely come down, barring some external shock. Governor Michele Bullock said last month that inflation remains too high to consider a cut in the near term. At the heart of the problem is the … Continue reading "The RBA Faces Mixed Signals, But Will Likely Stand Firm On Rates…"

Find more at https://digitalfinanceanalytics.com/blog/ where you can subscribe to our research alerts Today’s post is brought to you by Ribbon Property Consultants. If you are buying your home in Sydney’s contentious market, you do not need to stand alone. This is the time you need to have Edwin from Ribbon Property Consultants standing along side … Continue reading "Its Edwin’s Monday (Wednesday) Evening Property Rant!"

This is an edited version of a live discussion with Head of Investments for Walk The World Funds and Nucleus Wealth, Damien Klassen. As we roll into the end of the year, how are marketing shaping up, and what strategies are most appropriate given the Trump effect? We look at longer term return trends, discuss … Continue reading "DFA Live Q&A HD Replay: Investing Now: With Damien Klassen"

More households are feeling the pinch in the run up to Christmas according to our latest research and as demonstrated in the results to the end of November 2024, which we look at today. We start with an overview of “financial stress”, defined in cash flow terms, then look at mortgage, rental, investor and overall … Continue reading "Have A Very “Squeezy” Christmas!"

The latest auction clearance rates data confirms what we already knew, the traditionally busy spring selling season is ending with a whimper as it falls to the lowest this year amid weak buyer demand. Of course, clearance rates are a poor proxy for property market health, but the low quality of many listed properties, combined … Continue reading "Property Market Takes An Early Break, As Prices Ease…"