Digital Finance Analytics (DFA) Blog

One of the themes which comes through in our household surveys is that many people are under financial pressure, but are holding out for interest rate cuts in the short term. But America’s election outcome continues to reverberate across the globe. Bond markets continue to push higher with the US 2 and 10 year moving … Continue reading "Prepare For A Higher Rate Plateau!"

I caught up with Troy Harris a Crypto Advocate and Author of “CRYPTO NEW RICH” in the week Bitcoin rose above US$80,000 after the recent Trump victory. We explored what is going on here, and what factors could drive the price of Bitcoin even higher. http://www.martinnorth.com/ Go to the Walk The World Universe at https://walktheworld.com.au/

In our first post Trump result Rant, Edwin and I consider the implications for property as rates higher for longer seem to be the order of the day. But some markets will perhaps still be buoyant because demand is so strong. Meantime we also look at how the property portals are being flexible with the … Continue reading "Its Edwin’s Monday Evening Property Rant!"

We are at a significant point in the spring auction market as the prospect of early interest rate relief for home buyers becomes more uncertain in the months ahead, even though weekly clearance rates are so far holding steady, as overall property listings rise. But within that less expensive property is shifting faster, driven by … Continue reading "Property Markets Caught In Higher Rate Trap As Parents Help More To Buy!"

In this week’s market update I am going to focus on the path of interest rates, as over this past week midst the US election we got a swathe of Central Bank rate decisions. The RBA held the cash rate on Tuesday, but the Fed, the Bank of England, Sweden’s Riksbank and the Hong Kong … Continue reading "A Dark Shadow Hangs Over Rate Cut Decisions Now!"

Journalist Tarric Brooker and I look at the US election results, and consider the implications for us all. Things have just changed profoundly. See the slides here: https://www.burnouteconomics.com/p/dfa-chart-pack-us-election-special http://www.martinnorth.com/ Go to the Walk The World Universe at https://walktheworld.com.au/ Find more at https://digitalfinanceanalytics.com/blog/ where you can subscribe to our research alerts

This is an edited version of a live discussion in which I discuss the US election results, and then I am joined by award winning mortgage broker Chris Bates as we answer some important questions about mortgage applications and underwriting. How do we get the best results, and are all mortgage brokers the same? Chris … Continue reading "DFA Live Q&A: The Art Of Mortgage Underwriting: With Chris Bates"

The early results from the US election indicates a strong Trump win. It is clear that households have reacted to the significant rises in costs of living, and put the economy and migration ahead of other issues such as rowe v wade related issues. It’s the economy stupid, a phrase coined by James Carville in … Continue reading "Albo: It’s the Economy Stupid!"

This is an edited version of a live discussion with Head of Investments at Nucleus Wealth and Walk The World Funds, Damien Klassen. As the US election closes out, and the RBA releases the latest decision, how are markets shaping up, which segments are risk exposed, and what strategies need to be considered given the … Continue reading "DFA Live Q&A HD Replay: Investing Now With Damien Klassen"

A popular poem penned by Sydney-born Dorothea Mackellar in the early years of last century speaks lyrically of a vast brown continent shaped by ragged mountain ranges, sweeping plains, jewel seas, golden noonday sun, droughts and flooding rains. But today any description of Australia must refer to the vast record-breaking expanse of debt held by … Continue reading "Australia, The Land Of Droughts, Flooding Rains And Massive Household Debt!"