Digital Finance Analytics (DFA) Blog

First show of the new financial year, so we dive into the impact of the financial changes, and consider the impact on the property market, as well as the latest from the Weechatters and changes to planning rules on values, http://www.martinnorth.com/ Go to the Walk The World Universe at https://walktheworld.com.au/ Today’s post is brought to … Continue reading "Its Edwin’s Monday Evening Property Rant!"

We update our modelling to the end of June 2024, examining the latest in mortgage, rental, investment and financial stress across Australia. While the upcoming tax cuts and energy support may assist, the truth is about half of households are under sever pressure, and with rates expected to be higher for longer, its time for … Continue reading "More Household Trouble In The Land Of OZ!"

This is our weekly market update, where we start in the US, cross to Europe and Asia, and end in Australia, and we also cover commodities and crypto, as I get my ideas straight for the next leg of the year. In essence, AI has driven markets hard, especially in the US, but market breadth … Continue reading "From Here, Where? As Uncertainty Haunts The Markets!"

The ABS released their latest data on Household Wealth in the March 2024 quarter today. They say in aggregate terms, household wealth was up 2.7% in the March quarter, or $431 billion dollars. The value of assets is skyrocketing at the moment, but incomes are hardly growing. So if you’re lucky enough to own any … Continue reading "The Serious Money Is In Housing… But…"

The ABS released the latest monthly CPI data today, and it reports that Inflation is still sticky in Australia, and accelerated faster than expected for a third straight month in May, sending the currency higher as traders boosted bets that the Reserve Bank will resume raising interest rates at its next meeting. The report comes … Continue reading "CPI: Making Sense Of The Senseless??"

This is an edited version of a live discussion about the state of the Australian Property Market, with Sydney based Mortgage Broker, Chris Bates from Flint. Chris started as a Financial Adviser back in 2007 and sold his Financial Advice business in 2020. Over the past 9 years, Chris has grown into one of Australia’s … Continue reading "DFA Live Q&A Replay: Property Snakes And Ladders: With Chris Bates"

In this week’s Rant we look at forecasts for future property prices (and who makes them), some of the recent changes in the dynamics of property listings, and a warning for those considering a new kitchen. We also consider the latest stats on foreign property transactions. http://www.martinnorth.com/ https://www.ribbonproperty.com.au Go to the Walk The World Universe … Continue reading "Its Edwin’s Monday Evening Property Rant!"

High migration is putting pressure on home prices and rents, and lifting the demand for more infrastructure, and diluting the GDP per capital (share of wealth generated in the country across an ever-increasing population, 84% of which growth came from migration. So this is a big political hot potato. Many are calling for a cut … Continue reading "More Migration Madness!"

This is weekly market update, starting in the US, Europe, then Asia and then the US, as I get my thoughts organised! This week, punctuated by a Wednesday US holiday, saw markets taking a breather following recent volatility and record highs. The Nasdaq had hit record highs on Thursday, boosted by strong gains in tech, … Continue reading "Markets Calm Before The Storm, As The AI Wave Wains?"

As I discussed on my live show, on Tuesday night with Leith van Onselen, the RBA decided to hold the cash rate at 4.35%, but there were signs of a more hawkish tone from the meeting notes, and the subsequent press conference (which I might add is becoming less useful each time thanks to weak … Continue reading "Is A 5% Cash Rate For Australia On The Cards?"