Digital Finance Analytics (DFA) Blog

Banking is a game of confidence, in that if fears of a potential bank collapse arise, then naturally people who hold money at that institution will try to grab their cash, and run. The Global Financial Crisis, where many banks were saved by the use of public funds. But this means taxpayers are on the … Continue reading "Can You Trust Your Bank In A Crisis?"

Wherever you look, the news is not good for those wishing to see housing affordability relief. First demand for rentals continues to be powered by the overseas influx. New data from the Department of Home Affairs shows that at the end of February, the number of international students in Australia hit a record high of … Continue reading "Another Fine Mess For Australian Housing!"

In today’s show we look at the latest from our surveys – how many households are really under financial pressure – because there are big differences between the “official” figures and those shown in other surveys, and data points, including the rise in calls to financial help lines and hardship supports. This is the first … Continue reading "So Who Is Really Feeling The Pinch?"

An important discussion about the future of cash across Australia with Robbie Barwick from The Australian Citizens Party. The CEO of CBA Matt Comyn floated the idea of limiting cash transactions to $500, so we pull this apart in the context of the Use Cash campaign which ran successfully on the 2nd April. See my … Continue reading "I’m Comyn For Your Cash! With Robbie Barwick…"

This is an edited version of a live discussion with Head of Investments at Walk The World Funds and Nucleus Wealth, Damien Klassen for our regular monthly look at what is going on across the markets, as many are reaching new highs, even as company returns are in question, and inflation is looking more sticky. … Continue reading "DFA Live Q&A HD Replay: Investing Now: With Damien Klassen"

More from our Property Insider, Edwin Almeida, as we look at the latest property news, and also discuss dummy bidding, and how changes in China are impacting property here. http://www.martinnorth.com/ Go to the Walk The World Universe at https://walktheworld.com.au/ Today’s post is brought to you by Ribbon Property Consultants.

Despite cash being legal tender in Australia, surprisingly it is legal for businesses to refuse to accept it provided that they inform consumers of their stance before any “contract” for the supply of goods or services is entered into. The war on cash has taken an interesting turn, with the RBA being questioned by the … Continue reading "The Fight For Cash Just Got Terminally Serious!"

This is our latest weekly market update. In a foreshortened trading week, the Dow and S&P 500 closed at new record highs on Thursday, notching its best first-quarter performance since 2009 supported by the AI boom and as the rally broadened out beyond tech amid optimism on rate cuts coming soon and data signaling a … Continue reading "The FED Speaks After The Bell, As Inflation Holds Higher!"

Remember the parable of the frog, who slowly gets cooked to death, in a pot as the temperature rises – well, the same in true for Australians, as civil liberties such as the use of cash, are removed, even as the digital architecture for future control gets put in place. You can see parallels elsewhere … Continue reading "Digital Tyranny Is One Step Closer!"

The ABS released more data on Thursday from which we can deduce that despite some headline growth in spending thanks to the Taylor Swift events, underlying growth in retail turnover was up only 0.1 per cent in trend terms so after a period of higher volatility from November through to January, underlying spending has stagnated. … Continue reading "Pressure: Retail Spending Stagnates, Despite “Growth” In Wealth!"