Digital Finance Analytics (DFA) Blog

This is a recorded version of my latest live show in which I discussed the current state of play of the property and mortgage markets with Chris Bates. Chris started as a Financial Adviser back in 2007 and sold his Financial Advice business in 2020. Over the past 9 years, Chris has grown into one … Continue reading "DFA Replay Q&A: A Mortgage Broker’s View Of The Property Market: With Chris Bates"

More sites have now been confirmed to have asbestos including transport infrastructure projects, primary and secondary schools, supermarkets and hospitals, according to the EPA, across NSW. The premier, Chris Minns, has said the Environment Protection Authority (EPA) is examining the sites as it undertakes its largest investigation ever. The agency on Saturday said a public … Continue reading "Tip Of The Asbestos Iceberg: The Nightmare Continues Across NSW"

We are back for another Monday rant with our property insider, Edwin Almeida. We look at the political “fixes” versus reality as rental supply dwindles, and the costs of new builds go through the roof. Its not a pretty picture and there are social consequences emerging. Can we get politicians to move beyond the political? … Continue reading "Its Edwin’s Monday Evening Property Rant!"

In my latest surveys we showed that cash flow stress among households has risen to an all time high of 73.47% or more than 2.27 million households. Mapping the Market data from CoreLogic shows the high proportion of areas where house rents have risen by 20% or more across Sydney, and Melbourne, those here, some … Continue reading "The Rental Market Is Broken…"

This is our weekly market update covering the US, Europe, Asia and Australia plus gold, oil and bitcoin. This was another volatile week on the markets, as traders played the volatility card and as U.S. stocks fell on Friday with the Nasdaq showing the largest decline after a hotter-than-expected producer prices report eroded hopes for … Continue reading "Another White-Knuckle Ride On The Markets!"

Journalist Tarric Brooker joins me for a Friday review, and this week we look at the RBA and how it is trapped thanks to conflicting data. He also walks through some important slides on property and China. Here is the link to the slides: https://avidcom.substack.com/p/dfa-chart-pack-16th-february-2024 http://www.martinnorth.com/ Go to the Walk The World Universe at https://walktheworld.com.au/ … Continue reading "The RBA Is Trapped: With Tarric Brooker…"

RBA Independence or should that be spelt “dance…” was one issue discussed during the Senate Economics Legislation Committee on Thursday 15th February 2024. Senators Nick McKim and Gerard Rennick quiz RBA Governor Michelle Bullock during the hearings. Highly relevant given the current proposed legislation to remove Government oversight of their activities. Segments on other issues … Continue reading "RBA Independence Discussed In Senate Committee"

Last month Australian employment surprisingly tumbled in December, snapping four months of gains and sending the currency lower as traders boosted wagers on the Reserve Bank switching to policy easing this year. The economy had shed 65,100 roles, led by the biggest monthly drop in full-time employment since the height of pandemic, but unemployment held … Continue reading "Unemployment Wobbles Higher In January, But Don’t Expect Quick Rate Cuts!"

I have been covering the disgusting story of construction defects across Australia for some time. In January we published a post titled “Wanted: More High-Rise Purchasers Willing To Play Russian Roulette! First Time Buyers are the biggest victims! And lets be clear, while the problem is Australia-wide, New South Wales does appear to be at … Continue reading "First Time Buyers Are At The Pinnacle Of The Building Defects Boom!"

Sydney is at risk of becoming “the city with no grandchildren”, a senior government official has warned, as high housing costs drive young families to leave. The state capital is losing twice as many people aged 30 to 40 as it gains, according to a paper by the NSW Productivity Commission.“If we don’t act, we … Continue reading "Are The Rats Leaving Sydney’s Sinking Ship?"