Leaders in Lending

Digital Transformation and the Community Reinvestment Act: Partnering with Fintechs to Serve LMI Communities


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The community reinvestment act (CRA) is a decades-old law requiring banks to meet the credit needs of their community, but with all the changes that have taken place in banking over the last 10 years, how can FIs can partner with fintechs to best serve their communities. ? 
In this episode, Nathalia Artus, SVP, Director of Community Development and Reinvestment & CRA Officer at Atlantic Union Bank, discusses how her bank approaches CRA and how strategic partnerships will play a part in community development in the future.
We discuss: 
- How the digital transformation affected the customers CRA serves 
- Partnering with fintechs to extend credit to borrowers 
- How each bank approaches CRA differently 
- Ways to measure impact on the community and successfully track data 
To hear more from Leaders in Lending, check us out on Apple Podcasts, Spotify, or on our website. 
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