Divas, Diamonds & Dollars: The Podcast for Women Building Wealth and Wisdom

One tends to think the grass is always greener on the other side of the fence. Chances are, once you take a close look, their “lawn” also has bare patches, weeds, and needs fertilizer. It’s human nature to compare ourselves to others, particularly when we’re in growth mode, or more likely pre-growth mode. If such musings serve to get you off the couch and in motion, that’s not necessarily a bad thing. However, sometimes we may find ourselves mentally asking, what does she have that I don’t have? Once you start thinking someone is better, smarter, prettier, then that’s where we want to pump the brakes. Stop comparing yourself to others. We all start where we are and grow from there. Everyone’s journey is going to be different because we are all unique individuals.

· The success journey is exactly that, a journey.

· Don’t compare yourself to others.

· Stay flexible.

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Preview: Be sure to tune in for next week’s podcast where you'll learn that Your Role Models Matter; Choose Wisely!

Have we truly "... come a long way, Baby"? So much has happened, progress has been made; still, there is so much yet to be done to achieve parity. Hasan Minhaj, in a recent stand-up skit I heard just today, reflected on being a child of immigrant parents. His viewpoint and soundbite clearly demonstrate a key expectation for those of us who were born here, that which should be our due: the audacity of equality. 

Every business should have a corporate responsibility plan where they address social issues on at least a quarterly basis. This past year has made diversity, equity, and inclusion the featured eye-opening exposure of history - past, present, and future. Information has been unveiled via mass amounts of data, films, talk shows, and news hour revelations. This podcast will be presented in a reflective format where you, the audience, will consider the salient take-aways while we share this essay on life.

There has been a lot of unrest of late, and a lot of the conversation has been around the inequity of the wealth distribution in general, but also divided along racial lines. Too bad the language of money management and investing skills aren't taught in schools. And we know that sometimes it's tough to know which way to turn, figuring things out along the way, afraid to make an expensive mistake, right? have you found yourself asking: what do the rich know that I don't know? Do you think you have to have money to make money?

Lean in, listen closely, and take notes. It starts with a savings plan of course, but there's so much more. After this podcast, be sure to also watch my Morning Moxie with Larisa video on the same topic, Get Your Own Piece of the Pie. 

Reach out with any questions. Check out PinkPassportSociety.org to create your own Lady Mogul Lifestyle and learn more about the Business of Life Well-Lived

Are you contemplating buying a casita of your own? Unless your pockets are overflowing, you likely already know you need to get a loan to purchase a home. But did you know there's a difference between pre-qualified & pre-approved? In today's hot real estate market it makes a difference! Have few dings on your credit report, or maybe a little heavy on the credit card balances? Don't sweat it - you've got options! Think you don't qualify for first-time homebuyer programs? Surprise! We think you do! We also take a look at some other things you may not have thought about when it comes to the biggest purchase you will likely make. We pull back the curtain on some homeownership "hacks." 

Buying real estate isn't easy, but it doesn't have to be hard either. We know you have questions so let's take some of the anxiety out of getting into a home of your own. Listen and take notes!

As a Realtor and real estate investor, Larisa has bought and sold several homes over the years, so listen in for some insider secrets. As mentioned in the podcast, visit my YouTube channel to check out 10 Lender Red Flags to Avoid: https://youtu.be/Mms-T2Hy3Po Feel free to reach out to me with your California real estate questions. CA DRE #01844231

When you get up in the morning, do you wonder: what can I learn today? Probably not, but think about how excited you would be if you knew the day held new intel, new insights, new solutions, a whole slew of new and wonderful things you didn’t know before? That might inspire you to leap out of bed with anticipation, right? 

Do you know what most high achievers have in common? They follow the practice of lifelong learning. It seems almost criminal but once people leave school, the “average person” reads less than two books a year. I know it’s hard to think about studying when life gets all crazy on ya, but with the rapid pace of the world, we’ve got to keep up or get left behind.

What are you reading right now? Nothing? Okay, me either, not right this minute but I am always learning something new. I actually put “training” on my schedule and I'm also taking a leadership class although it’s taking me a wee bit longer than anticipated. Because like you, I am up to my eyebrows with empire building. But we’ve got to fit it in somehow.  

If you’ve spent any time with me or read some of my work, you’d know that one of my key principles is Kaizen, which is Japanese for “continuous improvement.” Let’s talk about how to Stay Curious aka The Art of Lifelong Learning.

Push yourself to learn something new every day, for fun and for profit!

From our Your Money AND Your Life playlist, join us for a real conversation about making necessary preparations. We are apparently going to live forever, modern-day immortals. Until we're not. don't let your passing be an unnecessary burden to your loved ones. have those difficult conversations now so they don't have to struggle to figure out what to do after your passing. 

Some years ago I read that if you have $100k in assets you need to have an estate plan. That's code for if you own a home, you definitely need to have an estate plan. If you have children or other loved ones who would mourn your passing, we recommend you take some time to make plans; today is a great day to get your affairs in order. Don't worry, we are not attorneys so we are definitely not going to take a deep dive into full estate planning. We do, however, want to leave you with some food for thought. 

Listen to the podcast, take careful notes, leave us a comment, send us your questions. Then enjoy this little gift: One Week Estate Plan Infographic

Do you sometimes wonder if you’ll ever be able to retire? Sometimes it might feel like you’re going to have to work until you just keel over one day. Well, what if it doesn’t have to be that way? If you start thinking and planning now, before you get too far down the road, things just might work out.

Episode Description:  When work gets to be a grind or you just cannot face another day’s commute, we sometimes dream about retiring and traveling or spending time volunteering or other what-ifs of a distant future. People are living longer (until recently that is) and there is a real possibility of outliving one’s money. We’re healthier and better educated and likely to be around for a long time so we’d like to suggest putting some thought into the things we do need to think about and make plans to give ourselves a real chance they might work out! 

For example:

Have you heard of affordable housing programs? So many things to consider, right? Let's discuss.

We have a free gift for you, a Pre-Retirement Planner to get you thinking. :)

Greetings my Beauties! Because it's Mother's Day we know you have other things to do, so no podcast today. Still, we wanted to take a moment to wish a warm, wonderful Happy Mothers' Day to all the Mothers, Grandmothers, and other maternal huggers who do so much. Please enjoy this little Mothers' Day gift from us to you! 

See you next week!

Sometimes, spending all your days kicking butt, saving the world, and “bringin’ home the bacon” can catch up with even the strongest among us. Eventually something’s got to give. Tell the truth, have you ever accidentally grabbed a bottle of nail polish remover and swabbed your face before you realized, wait, this isn’t toner? Yikes. True story. And we all have similar stories, I’m sure. Sometimes when you under the spell of “doing too much” and burning the candle at both ends, the craziest things can happen. I’m happy to report I still have all my fingers and toes, so not too much damage has been done.

So, what happens when you’re suffering from BTD – how do you know that’s what’s going on? More just recognizing the BTD moments, what does it mean? When’s the last chance you “hugged yourself” – stopped to smell the roses, treated yourself just for the heck of it? Admission is the first step to getting better.  You need to take a break.

While oversharing a bit about our own symptoms of BTD, we over some go-to solutions to help you recover and start feeling like yourself again. Lean in, take notes and share with a friend!

From our Voyager Interview Series (10 Questions & the Expert Answers That Can Change Your Life), we chat with a successful woman entrepreneur, operating in a non-traditional industry for women - transportation.

Many people have an idea that they dream about but need some help making things happen.  Have you ever been inspired by a product or idea and wondered what made this happen?

Episode Description: You know about the fortune 100 or 500 mega-corporations.  But the real entrepreneurs are the small businesses that this country relies on. Is it just luck? Do you need a rich relative to provide the seed money? What about a supportive team? It requires many things including a plan and for many, faith that your dream fulfills a need not just something different that no one else has done. Today, I am excited to hear from Alfreda Benford, who is a one-woman force and published author. She will share her dream, pitfalls to avoid, and lessons learned as a successful small business owner.  Listen in as she shares her story, “How My Dream Came True”.