Dividend Talk

In this episode, we analyze Munich RE $MUV2 who have an impressive dividend-paying history.   We also answer 11 questions that were posted to us from our community.

Hope you enjoy 

this week we reviewed both our portfolios in relation to its Q3 performance. 

We started the show with the news of the week 

EMF asks European DGI about his opinion of Unilever's HQ move to the UK. eDGI shares his historical perspective for this move and why it makes sense to choose the UK. He does bring up the point though about its dividend reliability if Unilever starts to use the British Pound as their base currency. Will it mean that Euro investors will be exposed to additional currency risk?

https://www.thisismoney.co.uk/money/m... 

EMF also shares the recent news about Shell. Shell is planning to cut up to 9000 jobs and we talk about what it might mean for the company.

https://edition.cnn.com/2020/09/30/bu...

EDGI shares his thoughts about Bayer. Bayer just announced an adjusted performance outlook. It also gave a heads-up about upcoming impairment charges in its agriculture business. What to do with Bayer, that’s really the question.

https://www.investor.bayer.com/en/nc/...

Last but not least, EMF and eDGI also share their support for Beurswolf’s S&P500 major league. They find it a very interesting and competitive contest. They’re recommending everyone to join the contest via Twitter.

https://beurswolf.com/2020/09/28/sp50...

Main Topic:

The main topic was about reviewing their portfolios and how it performed in Q3 2020. eDGI’s income from dividend was still growing strongly while his absolute portfolio value stayed flat. This was mainly due to a drag down in his Oil stocks and net new monthly contributions. EMF mentioned that Q3 was all about cleaning up his portfolio. He sold 15 positions and started to put strength back in his portfolio by focusing on high quality positions, Also EMF enjoyed a strong growth in his year-over-year dividend income.

Listeners Questions:

This week we answered the below questions:

Andrew - I have been assessing Glaxosmithkline (GSK) and have opened a small position. What do you think of this as a good pharma purchase. 

Danny - Thoughts on how Trump catching Covid might affect the presidential race along with the stock market ?

Centrino - $XOM : buy now for its high divi (oil is still there for many years) ? Or run away, because future is electric and gaz?

Letuscompound -  Thoughts on our favorite laggard Shell?    30 min rant from edgi please :)

Phil -  Is taxation a reason for you not to invest in something 

Gerry Farrel - Any thoughts on Neste Oyj?  Neste Oyj is a Finland-based company engaged in the refining and marketing of petroleum and petroleum products

Last but not least, we both shared our stock pick of the week. 

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This week we had our Dividend Quiz Winner on the show to discuss portfolio management..

We started the show with Phil introducing himself and gave a brief background of his investment background

We followed this with some quickfire questions to help us get to know our guest a little better. There was one really tricky question in there and EDGI would not give Phil a free pass.

On the news of the week, EMF shared his thoughts on one of the Irish banks placing caps on savings and ponders what's to come down the road. will this be the catalyst for more people to get involved in investing?

https://www.independent.ie/business/personal-finance/ebs-is-the-first-bank-to-impose-a-cap-on-savings-39543742.html

eDGI shares his reflection on popcorn time with  Nikola and the fake it until you make it approach. As a passionate investor EDGI is keeping a keen eye on this story

Our Guest talked about an article on Bloomberg where wealthy families are taking companies/equity from the stock market again. If the wealthy are cashing out, than what is left in the pond for the rest of us

Main Topic:

The main topic was about portfolio management. We discuss How many Companies we  hold in our portfolio? How we ensure Sector allocation within our portfolio? How we track our portfolio performance? We also discuss how we manage the feeling of adding shiny new stocks to our portfolio.

Listener Questions:

Andrew Driver  -  I have a question for the Podcast, what are the presenters view or opinion on Investment Trusts, such as The City of London Investment Trust. This trust specializes in income and has a Dividend Yield of 5.87%. It has management costs cumulatively from what I can make out of 0.72% per year. I have also included there top holding below.

Stuart Hayes -  Considering the bearish direction of the market do you think more value will be got investing monthly or weekly? I'm currently putting 35 quid a week into a pie on Trading212. Thanks

The Wolf of Harcourt Street - What portfolio management tools (websites or apps) do you use outside of Excel or G Sheets?

RepStones - As the big fossil fuelers move into renewables, who do you favour to lead the pack? Also are there any straight renewable resource companies you'd invest in right now?

Check out the article from danny below https://medium.com/@DansInvestments/vestas-wind-systems-a-s-big-renewables-why-i-m-buying-9d028d2e85c7

Investment Talk™- What disruptive trends are you most bullish on? Examples: Payments, E-Commerce, US gambling, etc

Last but not least, we both shared our stock pick of the week. There was a REIT, a semiconductor company and a word of warning from EDGI

While you're at it, don't forget to hit the Subscribe and Like button

This week we are discussing our savings rate and why saving rates matter.

We started the show with a brief reflection on the news of the week.

EMF shared his reflection on the news that Apple is making an update to the iOS 14 policy, which in practice will make it harder for game streaming services such as Google Stadia and Microsoft cloud to to upsell their services. This seems to be just another chapter in the “Epic” battles that Apple is fighting.

https://www.cnbc.com/2020/09/11/apple-app-store-new-rules-will-affect-google-stadia-microsoft-xcloud.html

eDGI share his reflection on Astrazeneca and the fact that they paused their clinical trial. The vaccine trial was paused because a woman in the United Kingdom experienced symptoms of a rare neurological disorder called transverse myelitis.

https://finance.yahoo.com/news/astrazeneca-covid-19-vaccine-trial-015441346.html

Main Topic:

The main topic was about our savings rates. Why does the savings rate matter to us as dividend growth investors? What were the biggest changes in our investing life that increased your savings rate? What savings rate are we aiming for? How does the savings rate impact your financial independence topic? What’s the savings rate rule of thumb? What savings ideas do we still have to act on?

This week we are joined by Investment talk who shares his knowledge on growth stocks.

Investment talk shares tips on what is a growth stock, how  to value them, and what his exit strategy is.  We also discuss our stock picks of the week and also what Investment Talks' favorite stock is.

We started the show by sharing our news of the week. 

European DGI shares his reflection on United Airlines which considers to lay-off 2850 pilots if the US government doesn’t provide additional aid. eDGI is quite explicit in his opinion on this topic and criticizes the lack of leadership from their board of directors. Are airline stocks the new bankers?

https://cnb.cx/2D8xsBZ

EMF shares his reflection on the fact that Exxon Mobil dropped from the Dow Jones Index after 92 years! He also briefly touches on the topic of ethical investing and what it means for a company like Exxon. 

https://bit.ly/2EBKM2C

Last but not least, EMF also shares his reflection on a recent blog post from Wealth Accumulated regarding inflation. What could this mean for our portfolio. Should we be in growth stocks, bonds or value stocks?

https://bit.ly/3jigals

Main Topic:

EMF discusses his top 5 portfolio holdings. He was a bit surprised by the amount of AT&T in his portfolio compared to the other holdings. He has also a high dependency on their dividend when looking at the total portfolio dividend income. For now it’s actually fine, because he’s still in the accumulation phase.

eDGI also discusses his portfolio holdings. His top 5 has both Microsoft and Apple in there. He didn’t invest a lot of capital into both stocks, but the recent tech rally just inflated his positions in both of them. It is also interesting to see that his top 5 of portfolio holdings by gross dividend income look almost entirely different. He briefly reflects on how he feels about it and he also shares his story about how he’s dealing with Omega Healthcare Investors.

Listener Questions:

We also addressed two listener questions.

Michael Griffin - How to recoup taxes from the french government for Danone?

You need to fill in a Form 5000 to confirm your residence status: http://www.ambafrance-uk.org/IMG/pdf_...

 After that you can fill in the Form 5001 to get your withholding tax back: http://www.ambafrance-uk.org/IMG/pdf_... 

Călin Ciurariu: what’s your thoughts on Inditex (parent of Zara/Bershka) and BMW?

Last but not least, we both shared our stock pick of the week. eDGI suggested to start buying a few shares every week in the spirit of Ian Lopuch and Dapper Dividends.

Enjoy the show and we're looking forward to your feedback in the comment section. 

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In this episode we talk about when we will sell dividend growth stocks

We have a brief look at the news where the focus is starting to turn on the American presidential election in November.  How will this affect your portfolio!

Some Dividend Companies we talk about are Disney, Danone, Shell Apple, and Microsoft

Enjoy the show and we're looking forward for your feedback in the comment section.

While you're add it, don't forget to hit the Subscribe and Like button

In this episode, we talk about how we perform fundamental Analysis. We look at 6 key areas such as financial strength and valuation.

Using Macrotrends.com we can gather the bulk of the data needed to complete financial analysis

We have a brief look at the news where EMF chats about the UK and claims of a recession and EDGI speaks about the Champions League match between Barcelona and Bayern Munich

Some Dividend Companies we talk about are Cisco, Heresy, British American Tobacco and FedEx

Enjoy the show and we're looking forward to your feedback in the comment section. While you're at it, don't forget to hit the Subscribe and Like button

In today’s episode we discuss our Top Dividend investment mistakes and what we learned from these mistakes.

Some of the companies included are Tanger Factory Outlet Centers (NYSE: SKT) ,  Tupperware (NYSE: TUP) and General Electric (NYSE:GE)

We would love to learn from our community so please feel free to share some of the Dividend Investment mistakes you have made.