Social Security Talk

Divorced Spouses


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On today’s show, Marc and Jim review a handful of situations divorced couples are encountering as they consider retirement strategies, as well as when the Social Security offices might be open again.

Welcome to Situational Social Security, where we review situations that are unique to clients, and learn about how advisors are using Social Security knowledge in their practice.  Whether you specialize in Social Security already, or are interested in learning more, Situational Social Security is THE PLACE FOR YOU!!  For more details about our certificate program, or if you would like to be a guest on our show, please visit our website premierNSSA.com and leave us a message on the contact page.

4:34 - Amanda was recently divorced and is only eligible to collect off of her ex husband.  She is wondering how to obtain information on her ex-husband’s benefits.  

8:39 - Alex divorced 3 years ago.  He learned that his ex-wife was collecting off of his record while her benefits accrue delayed retirement credits.  He was wondering if he could also file a restricted application to earn spousal benefits before filing for his own. 

10:34 - Chloe was married 3 times for 10 years each.  She has been collecting off of ex-spouse #1 and just learned the ex-spouse #2 has just reached age 62.  She heard that she can now collect off of ex-spouse #2.  Is this possible?  

14:43 - Cindi is age 65 and is eligible for her own benefits, but she wants to file a restricted application off of her ex-spouse to let her own benefits earn delayed retirement credits.  Cindi was born in March of 1954.  Can she file a restricted application?  

16:16 - Betty is age 65 and has been divorced for 18 months.  She wants to collect off of her ex-husband, but her ex-husband wants to wait until age 70 to maximize benefits for his current wife.  What are Betty’s options?  

Tune in to find out!



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Social Security TalkBy Marc Kiner and Jim Blair

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