Social Security: Answers From The Experts

Welcome to episode #39 of Social Security: Answers from The Experts with Martha Shedden: Using a Holistic Approach to Retirement Planning by Taking Risk off the Table with Paul Tyler

Paul Tyler serves as Chief Marketing Officer for Nassau Financial Group where he leads the marketing strategy, direct-to-consumer channel and innovation activity. Paul drives the branding of the insurance companies and affiliated asset management companies. He built a direct-to-consumer channel for Nassau Financial Group. In addition, he launched Nassau Re/Imagine, an Insurtech-focused incubator based in Hartford. Prior to his role at Nassau Financial Group, he worked at Fidelity & Guaranty Life, MetLife in a variety of roles in strategy, marketing, operations, technology, sales, and compliance. He earned his A.B. from Princeton University and his J.D. from Cornell Law School.

Here is what to expect on this week’s show:

The intersection of disciplines in the retirement planning space.

A generational look at investments and ROIs.

Smart claiming decisions when factoring social security into your retirement plan.

Learning about retirement savings early and getting smart about the process; or, finding someone to help you sooner than you think.

The future of public policy on retirement planning.

Relevant Links: https://nfg.com/

Connect with Paul:

https://www.linkedin.com/in/pauldtyler/

 

 

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Welcome to episode #38 of Social Security: Answers from The Experts with Martha Shedden: Creating a Remarkable “Next Act” By Focusing on Core Values with Lucina Jackson

Lucinda Jackson is the author of two memoirs: Just a Girl: Growing Up Female and Ambitious, about her struggles and wins to succeed in male-dominated energy and chemical companies, and Project Escape: Lessons for an Unscripted Life, an exploration of freedom and purpose after leaving a structured, full-on career. Jackson is a PhD scientist and global corporate executive who features on podcasts and radio and has published articles, book chapters, magazine columns, and patents. She is the founder of LJ Ventures, where she speaks and consults on energy and the environment and empowering women in the workplace and in our Next Act

 

Here is what to expect on this week’s show:

The experience of a woman in a male-dominated industry.

Sitting down and figuring out what your core values are to get the most out of retirement.

Retirement mission statements.

Turning your interests into a business and keeping that life balance.

Guiding your retirement your way.

 

Relevant Links: https://lucindajackson.com/

 

Connect with Lucinda:

LinkedIn: https://www.linkedin.com/in/lucinda-jackson

Facebook: https://www.facebook.com/lucinda.jackson.33

Twitter: https://twitter.com/lucindaajackson

Instagram: https://www.instagram.com/jackson_lucinda/?hl=en

 

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Welcome to episode #37 of Social Security: Answers From The Experts with Martha Shedden: The Social Security disability application process, a must listen episode from an SSDI attorney with Edward Guldi.

Edward Guldi, Attorney at The Perecman Firm, P.L.L.C.., is a distinguished New York lawyer who concentrates his practice on all aspects of workers' compensation and social security disability law for claimants. He has successfully represented thousands of workers' compensation claims before the New York Workers' Compensation Board to a successful resolution. He is also experienced in handling complex and serious legal matters involving injuries, including extensive work on the 9/11 cancer litigation. The Perecman Firm is a full-service personal injury law firm with offices in New York, New York, and Jericho, New York.Bottom of Form

 

 

Here is what to expect on this week’s show:

A developing taste for helping people in need.

The application for Social Security Disability and the need for an expert attorney so nothing is missed.

Why plenty of applications are denied and what consumers can do about it.

The differences between claimants under and over 50 years old.

Sliding scales for disability benefits and tax caps.

The legal system surrounding Social Security and the Social Security Administration.

 

Relevant Links:

Connect with Edward: https://www.perecman.com/

 

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Shauna the Tax Goddess, How Tax Planning is Like a Chess Game

Welcome to episode #35 of Social Security: Answers From The Experts with Martha Shedden. In this episode, Martha sits down with Shauna A. Wekherlien, and have an in depth discussion about Tax Goddess services and how to lower, as well as minimize taxes when planning retirement.

Shauna A. Wekherlien, CPA, MTax, CTC, CTS, is in the top 1% of the exclusive field of Certified Tax Coaches and Certified Tax Strategists in the U.S. (per AICTC). In 2004, she founded Tax Goddess Business Services, PC, a global team of over 85 specialists that use plain language (not tax code) to help business owners, investors, and entrepreneurs create plans of action. Before starting her own company, Shauna gained experience and sharpened her skills working at leading corporations such as KPMG and American Express. With over 24 years of experience in implementing innovative tax solutions, she, and the Tax Goddess team, have continued to actively create tax strategies that, so far, have saved businesses and individuals over $523 million! Her expertise has been featured by top media platforms such as Forbes, CNN Money, Daily Herald, Entrepreneur, CBS, FOX, ABC. Shauna’s passion and enthusiasm for helping businesses is tangible. She is a recipient of several awards for ingenuity, business intelligence, and leadership in her professional community.

 

Here is what to expect on this week’s show:

How Shauna became a ‘Tax Goddess’.

The way ‘Tax Goddess’ services focuses on retirement planning and tax strategies.

How a retiree’s social security is affected by their taxes and mistakes people make in planning.

What should financial professionals know about a smart tax strategy and the way this relates to social security planning.

Biggest mistakes that individuals make that affect their retirement planning.

Use of insurance as a tool for retirement.

Most important takeaways for financial and tax professionals who help clients with social security and retirement planning.

Retiree’s biggest fears related to taxes.

What tax professionals can do to stay on the cutting edge of their business besides paying attention to tax rule changes.  

 

Relevant Links:

Links: https://taxgoddess.com/

 

Connect with Shauna:

LinkedIn: https://www.linkedin.com/in/taxgoddess/

 

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Fascinating insights from this economics trained financial software developer.

Welcome to episode #35 of Social Security: Answers From The Experts with Martha Shedden. In this episode, Martha sits down with Doug Carey, and have an in depth discussion about smart social security planning and the advantages of financial planning software.

Doug Carey is the owner and founder of WealthTrace, a one webspace online solution for financial planning for both financial advisors and consumers. He is a Chartered Financial Analyst (CFA), with over 20 years of experience in financial fields. Mr. Carey holds a master’s degree in Economics from Miami University in Oxford, Ohio and a B.S. degree in Economics, with an emphasis in Finance, from Ball State University. Impressively, even at the very roots of his career in 1997, he began managing money as a portfolio manager for National City Bank helping to oversee over $10 billion in assets. He had managed money for pension funds, 401(k) funds, mutual funds, large companies, and endowment funds. He has helped a tremendous number of families with their financial planning through the last 2 decades. Prior to building and launching WealthTrace, Mr. Carey helped build a financial software company where he designed and created software to help portfolio managers, as well as investment professionals analyze and manage portfolios and securities.

 

Here is what to expect on this week’s show:

How Doug got his start in financial planning and why he chose to revolutionize financial software.

Who the target audience of financial planning software is.

Benefits of financial planning through WealthTrace over other software and benefits of financial planning software in general.

Reasons for hiring a financial planner and reasons to use financial software.

Roth IRA vs. traditional IRA accounts.

Couples social security planning through financial planning software.

Value of planning social security.

How what is happening now in social security planning will affect future generations.

Misconceptions about social security planning.

How past economic policies affect current social security planning.

 

Relevant Links:

https://www.mywealthtrace.com/

 

Connect with Doug:

LinkedIn: https://www.linkedin.com/in/douglascarey2/

 

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President of this 3rd generation planning-first firm explains how “behavior drives outcomes”

Welcome to episode #34 of Social Security: Answers From The Experts with Martha Shedden. In this episode Martha sits down with Lance Drucker and they have a long and in-depth discussion about the proper way to save for retirement, misconceptions that people have, and advice for handling Social Security.

Lance Drucker is a financial advisor, author, and eminent speaker, and the President and CEO of Drucker Wealth Management. He authored the book “How to Avoid Bag Lady Syndrome: A Strong Woman's Guide to Financial Peace of Mind.” His company is a 3rd generation firm serving pre-retirees nationwide. He has been honored as a multi-year recipient of the Five Star Wealth Manager Award,* which was awarded to him in 2012, 2013, 2014, 2015, 2016 and 2017.

 

 

Here is what to expect on this week’s show:

Why Lance decided to go into financial planning and help people to retire comfortably.

The philosophy behind Lance’s approach to helping pre-retirees plan for retirement.

Why planning for retirement is similar to a three-legged stool approach, and what those three legs represent.

Important information about how to think about investing correctly long term to properly set yourself up.

Some of the insights in Lance’s book, How to Avoid Bag Lady Syndrome: A Strong Woman's Guide to Financial Peace of Mind.

The most common misconceptions that the average consumer, and the average financial advisor, have about Social Security.

 

Relevant Links:

http://www.druckerwealth.com/

 

Connect with Lance:

LinkedIn: https://www.linkedin.com/in/lancedrucker/

Twitter: https://twitter.com/druckerwealth

 

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The Unique Value and Experience of Being A Young RSSA (It’s not just for older professionals!)

Welcome to episode #33 of Social Security: Answers From The Experts with Martha Shedden. In this episode Martha sits down with Melissa Warren and Thomas Drapala and they discuss what it’s like to work at NARSSA, how they help financial professionals, and details about what their program offers.

Melissa is a Senior Analyst at NARRSA, she works with clients to address their unique claiming situations. She also is a contributor to the coursework to earn the RSSA designation. Coming from a background in engineering, she is passionate about the problem-solving aspect of Social Security. She is a graduate of the University of Utah. 

 

Thomas Drapala is an RSSA Client Relations Manager at NARSSA and an expert at explaining Social Security rules and claiming options to clients. He is instrumental in creating and updating the many RSSA Resources available for registered members to help them succeed with their clients. Tom is a determined researcher on obscure Social Security rules. He is a graduate of Long Island University.

 

Here is what to expect on this week’s show:

A look at Tom & Melissa’s background and why they decided to work at NARSSA.

A look at how Tom & Melissa help their clients, explained in a way anyone can understand.

What does someone receive from investing in an education from NARSSA that couldn't be gained on their own?

The advantages of Tom & Melissa’s youth, even though their job is related to retirement.

What one should know about how Social Security and retirement planning work for those who are self employed.

The advantages for financial professionals who work with one who is an RSA.

What one has to go through to become accredited from NARSSA.

Advice for retirement planning for younger people who haven’t really thought about it much yet.

 

Relevant Links:

https://rssa.com

 

Connect with Tom, Melissa or RSSA:

LinkedIn: https://www.linkedin.com/in/thomas-drapala-rssa-878611207/ & https://www.linkedin.com/in/melissa-warren-82a24395/

Twitter:  https://twitter.com/RSSAnews

Facebook: https://www.facebook.com/RSSAnews

Instagram: https://www.instagram.com/RSSAnews/

 

 

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Award-winning Financial Journalist Bob Powell Shares His Unparalleled Retirement Planning Expertise

Welcome to episode #32 of Social Security: Answers From The Experts with Martha Shedden. In this episode Martha sits down with Robert Powell and they discuss financial advisors, Social Security, Medicare, IRAs, and more.

Robert Powell, CFP®, is an award-winning financial journalist whose work appears regularly in MarketWatch.com, USA Today, TheStreet.com, The Wall Street Journal, and AARP. He is the editor and publisher of TheStreet’s Retirement Daily and editor of TIFIN’s RetirementInvestor.io. For decades Robert has been a sought after expert and author on all things related to retirement, Social Security and Medicare.

 

Here is what to expect on this week’s show:

What should people be aware of concerning the future of Social Security and retirement planning?

Why spending of savings in retirement is one of the hardest problems in finance.

Different ways to hedge against an end of life costly medical emergency.

A look at the average retirees biggest fear and what to do about it.

Tried and true pieces of advice that Robert finds himself routinely giving out.

A look at annuities and Roth IRA conversions and how to understand these complex financial tools.

Where are financial professionals routinely failing their clients, where can we get better?

Advice about your Medicare decisions.

 

Relevant Links:

https://retirementdaily.net

 

Connect with Robert:

LinkedIn: https://www.linkedin.com/in/powellrobert/

Twitter: https://twitter.com/RJPIII

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This RICP Specializes In WEP & GPO – How Pensions Affect Your Social Security Benefit

Welcome to episode #31 of Social Security: Answers From The Experts with Martha Shedden. In this episode Martha sits down with Christopher Hensley and they discuss his views surrounding how to successful plan for retirement, how to handle Social Security decisions, and what the future of financial planning may look like in our ever changing world.

Christopher Hensley is the President and CEO of the Houston First Financial Group, in addition to being a Financial Advisor. He chose to work in the financial services industry because his passion is helping people achieve their life goals. He is licensed by FINRA and holds his series 7, 66, 9, and 10. Christopher received his Retirement Income Certified Professional® designation from the American College of Financial Services. He has worked with such Fortune 500 companies as Merrill Lynch and UBS Financial Services, as well as the non-profit organization MMI- Consumer Credit Counselors Southwest. 

 

Here is what to expect on this week’s show:

A look at what Chris is doing now and why exactly he chose to help people achieve their financial goals as his job.

Chris’s thoughts on the current situation, concerning inflation and rate hikes.

A look at Houston First Financials’ Retirement Roadmap System and ‘the 3 Ds’.

Some of the effects of the pandemic upon the Social Security Administration.

A glimpse of Chris’s view surrounding Social Security claiming decisions.

What are the most common misconceptions Chris finds his clients have surrounding Social Security?

How might the Ukraine – Russia conflict affect retirement planning?

 

Relevant Links:

https://www.houstonfirstfinancialgroup.com/

https://moneymatterspodcast.com/

 

Connect with Chris & Houston First Financial

LinkedIn: https://www.linkedin.com/in/christopher-hensley-9584449/

Twitter: https://twitter.com/Christo17630449

Facebook: https://www.facebook.com/moneymattersradio?pnref=story

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Retirement Income Expert Tom Hegna Shares Financial Secrets To A Happy, Healthy Retirement

Welcome to episode #30 of Social Security: Answers From The Experts with Martha Shedden. In this episode Martha sits down with Tom Hegna and they discuss many aspects of his wide-ranging knowledge on retirement planning. This episode would be useful for both consumers and financial professionals who want to understand the current situation surrounding successful retirement planning.

Tom Hegna is an economist, author, and retirement expert. He has been an incredibly popular industry speaker for many years and is considered by many to be the Retirement Income Expert. As a former First Vice President at New York Life, retired Lieutenant Colonel, and economist, Tom has delivered over 5,000 seminars on his signature "Paychecks and Playchecks" retirement approach, helping Baby Boomers and seniors retire the "optimal" way. He has condensed a large chunk of his considerable knowledge into 5 books.

Here is what to expect on this week’s show:

A look into Tom’s background, how he went into retirement issues and how his extensive experience in the Army plays into his life now.

Why are the financials of retirement planning so different from other types of financial planning? (With examples of how this plays out)

Important highlights from Tom’s PBS TV special Don’t Worry, Retire Happy.

What financial planning help is most needed these days, and how has it changed recently over the past few years?

What is it that the average thing that pre retiree do not understand about security and what problems are created by this lack of understand?

Why must one use insurance products and annuities to remove retirement risks?

What dilemmas do baby boomers face that other generations have not faced in the past?

More information about annuities and the value of adding them to your retirement portfolio.

 

Relevant Links:

https://tomhegna.com/

Connect with Tom

LinkedIn: https://www.linkedin.com/pub/tom-hegna/40/83a/336

Twitter: https://twitter.com/tomhegnaspeaks

Facebook: https://www.facebook.com/tomhegnaspeaks

YouTube: https://www.youtube.com/c/tomhegna

Email: [email protected]

 

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