00:51 Reader feedback: Nick's confession time

Related post on product changing Capital One cards: https://frequentmiler.boardingarea.com/capital-one-product-change-dilemma/

9:44 What crazy thing did Citi do this week?

https://frequentmiler.boardingarea.com/someone-in-ihg-marketing-was-having-a-laugh/

17:02 Mattress Running the Numbers: Is it worth transferring Ultimate Rewards to IHG for easy elite status? 

https://frequentmiler.boardingarea.com/top-tier-status-via-chases-ihg-transfer-bonus/

29:05 Main event: Do credit card category bonuses matter much?

https://frequentmiler.boardingarea.com/nicks-wallet-completely-revamped-in-6-months/

47:20 Post Roast

54:33 Question of the Week: When does it make sense to diversify into a third currency? Should this reader go after ThankYou points?

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