Kiva is a clearing house for microlenders to help them find funding for microloans. You don't earn interest on these loans, but this can be an interesting way to accumulate spend on reward cards without fees...

(00:37) - Kiva is like a clearinghouse for microlenders to help them find funding Read more about Kiva loans here: https://frequentmiler.com/why-i-love-kiva-for-earning-rewards-and-doing-good/

(01:32) - You choose which loans to fund and how much to fund. (You do not earn interest. At best: 100% of money back.) But you can pay with credit card with no fee!

(03:33) - How much $ can you float? (And how long can you float?)

(04:22) - No guarantee of pay back

(05:00) - Avg default rate: 1.82% (mine: 1.73%)

(06:03) - Tool to make it easier to find safe loans: KivaLens

Read about KivaLens here: http://www.kivalens.org/

And read about updates to KivaLens here: https://frequentmiler.com/kivalens-resurfaces-better-than-before/

(06:40) - KivaLens gives you an ability to filter loan types

(07:48) - KivaLens also gives you an ability to sort

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Music Credit – Beach Walk by Unicorn Heads

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