Neville Birthisel, from IFPA joins me this week to discuss an insidious sharp edge to WFH (working from home) taxation rules.  Last time we spoke, the rate was coming down, and becoming more complex to administer, but Land Tax implications have all of a sudden have become front & centre because is certain States, the laws are positively draconian, while others get off scot free.  Join us as we learn along the way, there is much to be wary and concerned about, and having Neville from the Institute explain the way forward will certainly assist here on Dollars & Making Sense.

Much was made during the last election about a Death Tax, and this week, we chat with Peter Bobbin again to ponder whether there are in place today (and it turns out for over 30 years now), de facto death taxes.  Always willing to be convinced with a logical argument, Peter's view is hard to disagree with - Capital Gains Tax and Superannuation have by design or unintended consequence, potentially fit that description of a "death tax".  Tune in to find out more.

Listed Investment Companies and Trusts Association.  Wow, what a mouth full, but Ian Irvine, CEO of LICAT comes on board this week to help explain what this non-profit organisation is all about.  Investors of all types across many asset classes will want to find out more about LICAT and their members.  Ian's explanation will provide an excellent introduction, and as always, we're about financial education and we have some great resources for you to check out at the end of the show.

Peter Bobbin is a lawyer and accountant with extensive experience over many years, and we recently crossed paths at the Australian Shareholders Association.  Peter's estate planning Master Class is well known in ASA circles and today, we're going to start looking at some of the excellent content that he covers, and in doing so, let's discover first off, what the five important documents you need to consider.  And to make things easy, all we need in the first instance is a piece of paper and a pen!

We welcome back Philippa Hunt from Wise Girls Money to discuss a rather concerning trend in relationships in Australia post-pandemic.  Divorces are trending upwards, there are more and more isolated divorcees who after surviving the stress and trauma of marriage breakdown, then have to deal with the financial ramifications.  And to make things worse, we're enduring interest rate hikes and cost of living pressures.  Tune in to find out what's happening and maybe some great ideas on how to cope.

Services Australia is a government agency better known by many as Centrelink (as well as other groups too).  This week, Community Officer, Justin Bott joins Dollars and Making Sense to discuss the latest changes in the Aged Pension, the assets and income test that now apply to the Aged Pension, and the fact that you now have to be 67 years old to retire and qualify for this payment.  Justin is well versed in this subject and has the inside on a number of free, excellent resources you can access to find out all the rules, the changes, and whether you or someone you love might be eligible.

We welcome back to the microphone, Peter Johnstone, Executive Director of the Association Independently Owned Financial Professionals to discuss how to select a Financial Adviser.  Given the adviser population has reduced from over 30,000 some 5 years we have less than 16,000 now, and that number is dropping.  We discuss why this has happened and what's changing in the advice industry.  Still like dealing with humans when it comes to investing, this will be interest particularly to our listeners/readers about to retire with a large nest egg.

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We recently interviewed Ben Simpson from Collective Shift at the IFPA conference, and this topic was so compelling, we had to have him back on the show for a full interview.  Today we cover of the basics of what crypto and Bitcoin is all above.  We also love free, so we're handing out a lot of free information and education that you'll be able to learn about this interesting yet still new way of investing - even though it is over 12 years old now.  We are still skeptics here at Dollars and Making Sense, but we are always willing to learn new ways.

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Philippa Hunt from Wise Girls Money Academy joins us to discuss women's financial literacy, and see gents ... there are some not so subtle differences. Man or woman, join us to learn something about finance, and making your dollars work harder for you.

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From Super Guarantees to pension age, pension drawdowns and home loan scheme eligibility, there are a raft of changes that have come in from 1 July 2023.  Today, Ray Trevisan will present and discuss this list of major changes, its impact, and also provide some food for thought.  Do you agree with him or not?  Let us know, we're always happy for a vibrant discussion here on Dollars & Making Sense, a show about finance, money and investing.

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