Conscious competence - called the "learning stage", but are you aware of your competence level when trading shares?  Louise Bedford from Trading Game joins us this week to talk about trading with confidence and competence. Unconscious competence when you're a "master", but may in fact be unconscious incompetence. When an individual is unaware of their lack of skill or knowledge (ouch!). Louise is an award winning author of 5 books on the subject of share trading, join us to understand if you're easily distracted, have a volatility bias or "distraction sickness"!

Company expenses getting mixed up with your personal expenses, sound familiar? The traps of doing so and the penalties for not correctly accounting is one of the long standing matters the Tax Office has issue with company directors, in particular Mum & Dad operators and tradies. Let's do a deep dive with tax expert David Jonavicious from IFPA.

Dollars & Making Sense, a weekly show about money, finance & investing, with your host Ray Trevisan from OTG Capital and special guests. 

Frank Drenth, tax expert has a deep understanding of Family Trusts, and given there are close to 800k of them handling almost $3T, this is worth finding out more. Listen in to find out the latest in the ATO rulings and what to be looking out for.

Simon Madden, 389 games at all Essendon and one of the legends of AFL who now travels the country talking to people about being better humans. Be the best you can, and in so we discuss what it means to be a man, particularly when looking at societal expectations surrounding money management and being the "bread winner".

Dollars & Making Sense, a weekly show about money, finance & investing, with your host Ray Trevisan from OTG Capital and special guests.  Broadcast weekly on community Radio Northern Beaches (www.rng.org.au), and nationally throughout Australia on the Community Radio Network (www.cbaa.org.au).  Check out our blog and details at www.otgcapital.com.au.

Estate planning, what is it and where do I start?  Jonathan Elcombe joins us to work through the basics of wills, powers of attorney, guardianship and more, to leave us with a solid starting point to commence our journey in ensuring we don't leave our loved ones stranded.

Dollars & Making Sense, a weekly show about money, finance & investing, with your host Ray Trevisan from OTG Capital and special guests. Broadcast weekly on community Radio Northern Beaches (www.rng.org.au), and nationally throughout Australia on the Community Radio Network (www.cbaa.org.au). Check out our blog and details at www.otgcapital.com.au.

@FMRNB
@Radio Northern Beaches

We've moved through the pandemic, and last year, the ATO provide a simple way to calculate our tax deductions for our work from home costs. Same again, right? Think again... We talk with Neville Birthisel at the Institute of Financial Professionals Australia (www.ifpa.com.au) as to what the ATO is expecting this year from all of us that work from home (and that's a darn lot of people, people!).

Dollars & Making Sense, a weekly show about money, finance & investing, with your host Ray Trevisan from OTG Capital and special guests.  Broadcast weekly on community Radio Northern Beaches (www.rng.org.au), and nationally throughout Australia on the Community Radio Network (www.cbaa.org.au).  Check out our blog and details at www.otgcapital.com.au.

Kirk Wilson, Tax specialist from the Institute of Financial Professionals Australia joins us to work through some excellent Capital Gains Tax concessions available to small business owners and many farmers. There are four key ways to take advantage of perfectly legal ways to minimize your tax liabilities when running your small business.

Dollars & Making Sense, a weekly show about money, finance & investing, with your host Ray Trevisan from OTG Capital and special guests. 

Check out our blog and details at www.otgcapital.com.au.

With 23% of all mortgages in the market today being fixed (yes that's correct!), we are facing interesting times when coming to refinance after many years of record low interest rates.  We discuss this dilemma with Todd O'Neill from Xenium Partners what's going on and what to do about it.

Dollars & Making Sense, a weekly show about money, finance & investing, with your host Ray Trevisan from OTG Capital and special guests. Broadcast weekly on community Radio Northern Beaches (www.rnb.org.au), and nationally throughout Australia on the Community Radio Network (www.cbaa.org.au). Check out our blog and details at www.otgcapital.com.au.

@FMRNB
@Radio Northern Beaches

We welcome back Philippa Hunt from Wise Girls Money to chat about protecting your most important asset - you!

Life insurance is a rather boring subject but there are real needs as to why we should be talking about it. Tune in to find out more, especially working women.

Dollars & Making Sense, a weekly show about money, finance & investing, with your host Ray Trevisan from OTG Capital and special guests. Broadcast weekly on community Radio Northern Beaches (www.rng.org.au), and nationally throughout Australia on the Community Radio Network (www.cbaa.org.au). Check out our blog and details at www.otgcapital.com.au.

Natasha Panagis, Superannuation Expert from the Institute of Finance Professionals Australia chats to us this week to work through the recent changes in superannuation law that impacts virtually all Australians.

More information can be found at www.ifpa.com.au and our blog at www.otgcapital.com.au