You can't sell now, even though you think it might be time to do so. After tremendous gains (or losses) in the stock market, many are in a position where they want to adjust their portfolio, but they can't seem to do it. Perhaps the "Endowment Effect" is what is holding them back. In the show, we talk about this situation where people are "stuck" and don't know why.

In this episode, we dive into why 2026 is being hailed as a landmark year for the Health Savings Account. We explore the latest IRS updates, including increased contribution limits and expanded eligibility that opens the door for millions of additional tax-advantaged savers. Tune in to learn how to leverage the "triple tax advantage" of the HSA to not only manage rising healthcare costs but to supercharge your long-term retirement strategy.

The ancient fable of "The Cracked Pot" can teach us a powerful lesson about planning for your retirement. Listen to this old tale and learn how you can make some adjustments to your approach that may lead to a much brighter and satisfying future.

In order to keep the family harmony, certain important financial matters need to be planned. However, it's often difficult to initiate the conversations around money and health. In this show we discuss why holiday gatherings are the BEST time to discuss important issues. We also share some tips on how to initiate these conversations without being awkward.

What if you think you don't have enough to retire? What's your next move? In this show, we talk about steps to take if you have that feeling that you'll be forced to work forever. Don't bury your head in the sand - take a proactive approach instead.

The health insurance subsidy cliff is back! In this show we discuss the top two important things to know about health insurance before Medicare. ACA plan prices are out of control and you need to be proactive about it.

Can life insurance be used as a retirement income tool? Yes. Did Kyle Busch, the famous NASCAR driver, recently lose $8 million with such a life insurance strategy? Apparently so. In this show we talk about the current lawsuit between Busch and the insurance company.

To convert or not convert?...that is the question. In this show we discuss some top factors to consider when deciding about converting your Traditional IRA to a Roth IRA. Be sure to listen in to learn the one particular factor that is often overlooked and that can dramatically change the tax math on your Roth conversion decision.

There’s a common belief that you can never save too much, but is the fear of running out of money causing you to miss out on life right now? Learn how to find the critical balance between future security and enjoying the present by confidently spending some of your hard-earned wealth.

We’re tackling the biggest misconception in financial planning: the idea that there is one universal "magic number" you need to hit for a comfortable retirement. We break down why fixating on a round figure like $1 million is misleading and often causes unnecessary stress and anxiety. Instead of focusing on a total savings amount, learn the three personal variables—expenses, guaranteed income, and the savings "gap"—that determine your true retirement number.