High performance isn't about waking up at 4AM, cold plunging, or adding more to your already full plate. In this episode I break down the three things that actually separate high performers from everyone else - discipline, systems, and standards - and walk through exactly what I'm building into my own life right now to level up in this new chapter.

What I cover:

👉🏻 The reframe: high performance is subtraction, not addition

👉🏻 Discipline: waking up earlier, de-centering social media, protecting deep work blocks

👉🏻 Systems: my Sunday planning system, Notion planner, fitness routine, and digital organization overhaul

👉🏻 Standards: environment design, energy management, tracking, and discomfort tolerance

👉🏻 Why discipline without systems and systems without discipline both lead to the same place (nowhere)

🎙️ Referenced in this episode:

👉🏻 Discipline as Self-Respect episode — https://youtu.be/ikoiOiK0cUQ?si=BfB1Xx25J-z0fCKG

👉🏻 Sunday System episode — https://youtu.be/QEcDDxqLW0g?si=7E28_sPsElG6BDRA

👉🏻 Atomic Habits episode — https://youtu.be/oc1ZCgIn0BM?si=GidYL4CwnfaHX8NK

👉🏻 Oura Ring episode — https://youtu.be/epFtBNTTZq4?si=dZd1d_4SWKZWg7_t

👉🏻 Cleaning episode — https://youtu.be/UTAW61va4Kc?si=RoB5X-6lZyRBl7E9

Subscribe to Beyond Your Budget:

https://breakyourbudget.substack.com/

Personal Finance Starter Kit:

https://breakyourbudget.substack.com/p/your-personal-finance-starter-kit

BREAK YOUR BUDGET RESOURCES:

💸 Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

💸 Basic Budgeting Template:

https://breakyourbudget.com/basic-budgeting-template

💸 FI/RE Template:

https://breakyourbudget.com/fire-template

💸 RENT VS. BUY CALCULATOR

https://breakyourbudget.com/rent-vs-buy-calculator

💳 Tools I Use:

Rakuten Cash Back: https://shorturl.at/w0PcH

SoFi HYSA: https://secure.money.com/pr/pa5344bfc4f2

Try Classpass: https://classpass.com/refer/UKLV6BN026

All Other Resources:

https://breakyourbudget.com/links

👩🏼‍💻 Inquiries: [email protected]

📸 Instagram: https://www.instagram.com/breakyourbudget/

📲 Tiktok: https://www.tiktok.com/@breakyourbudget

📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa

💸 My ShopMy:

https://shopmy.us/shop/michelaallocca

00:00 — Moving back to LA and rebuilding from the ground up

03:00 — The reframe: high performance is subtraction not addition

05:00 — Why you need both discipline AND systems — either alone doesn't work

07:00 — Bucket 1: Discipline — what it actually means and how to build it

09:00 — Waking up earlier and how I actually made it stick

13:00 — De-centering social media when it's also your job

19:00 — Using the Brick and protecting deep work blocks

24:00 — Bucket 2: Systems — Sunday planning, Notion, fitness routine

31:00 — Digital organization overhaul — phone, notes, apps

35:00 — Bucket 3: Standards — the filter everything runs through

39:00 — Energy management, cycle syncing, and the Oura Ring

44:00 — Tracking, discomfort tolerance, and wrapping up

I just wrapped my first year of my 30s, and I'm sharing the 30 biggest lessons I learned along the way. From de-centering your age to normalizing changing your mind to finally getting your money basics right, this is everything I wish someone had told me in my 20s. If you feel like you're racing a deadline that isn't even real, this one's for you.

What I cover:

👉🏻 Why de-centering your age is the most important lesson on this list

👉🏻 Door decisions vs. wall decisions, and how to tell the difference

👉🏻 Why I finally went on an SSRI and started therapy

👉🏻 The systems and defaults that make my life feel manageable

👉🏻 Why hitting your Coast FI number matters even if you love your job

Subscribe to Beyond Your Budget:

https://breakyourbudget.substack.com/

Personal Finance Starter Kit:

https://breakyourbudget.substack.com/p/your-personal-finance-starter-kit

BREAK YOUR BUDGET RESOURCES:

💸 Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

💸 Basic Budgeting Template:

https://breakyourbudget.com/basic-budgeting-template

💸 FI/RE Template:

https://breakyourbudget.com/fire-template

💸 RENT VS. BUY CALCULATOR

https://breakyourbudget.com/rent-vs-buy-calculator

💳 Tools I Use:

Rakuten Cash Back: https://shorturl.at/w0PcH

SoFi HYSA: https://secure.money.com/pr/pa5344bfc4f2

Try Classpass: https://classpass.com/refer/UKLV6BN026

All Other Resources:

https://breakyourbudget.com/links

👩🏼‍💻 Inquiries: [email protected]

📸 Instagram: https://www.instagram.com/breakyourbudget/

📲 Tiktok: https://www.tiktok.com/@breakyourbudget

📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa

💸 My ShopMy:

https://shopmy.us/shop/michelaallocca

TIMESTAMPS:

0:00 — Intro: how I'm spending my birthday

5:00 — My theme for 31: creativity

9:00 — Lesson 1: de-center your age

13:00 — Changing your mind, self-hatred, taking things personally

17:00 — Going on an SSRI and going to therapy

20:30 — Boundaries, clutter, and taking offense

26:00 — Alone time, quality over quantity, trusting your gut

32:00 — Money basics, identity, and Coast FI

41:00 — Discipline, systems, health, and where you live

47:00 — Doors vs. walls, grace, debate, and the closing lesson

Last year I went on a business retreat in Austin that completely changed how I think about working, and it all comes down to one thing: deep work. In this episode I break down Cal Newport's framework from the book Deep Work, the four rules for building a focused work practice, and exactly how I've implemented it into my own life and business.

What I cover:

👉🏻 Why focus is a skill - not a mood - and how to start building it back

👉🏻 Cal Newport's four rules of deep work: work deeply, embrace boredom, quit social media, and drain the shallows

👉🏻 The Austin retreat story - how two-hour focus blocks completely changed my output

👉🏻 The science behind why 90 minutes to two hours is the perfect deep work window

👉🏻 How to train your brain back to focus - starting with 25 minutes and building from there

🎙️ Referenced in this episode:

👉🏻 Lazy Adjacent Episode (overstimulation): https://www.youtube.com/watch?v=ikoiOiK0cUQ&t=1455s

👉🏻 Defaults Episode: https://www.youtube.com/watch?v=AIO4cIHE1-M

👉🏻 Sunday System Episode: https://www.youtube.com/watch?v=QEcDDxqLW0g

Subscribe to Beyond Your Budget:

https://breakyourbudget.substack.com/

Personal Finance Starter Kit:

https://breakyourbudget.substack.com/p/your-personal-finance-starter-kit

BREAK YOUR BUDGET RESOURCES:

💸 Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

💸 Basic Budgeting Template:

https://breakyourbudget.com/basic-budgeting-template

💸 FI/RE Template:

https://breakyourbudget.com/fire-template

💸 RENT VS. BUY CALCULATOR

https://breakyourbudget.com/rent-vs-buy-calculator

💳 Tools I Use:

Rakuten Cash Back: https://shorturl.at/w0PcH

SoFi HYSA: https://secure.money.com/pr/pa5344bfc4f2

Try Classpass: https://classpass.com/refer/UKLV6BN026

All Other Resources:

https://breakyourbudget.com/links

👩🏼‍💻 Inquiries: [email protected]

📸 Instagram: https://www.instagram.com/breakyourbudget/

📲 Tiktok: https://www.tiktok.com/@breakyourbudget

📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa

💸 My ShopMy:

https://shopmy.us/shop/michelaallocca

Timestamps

00:00 — The Austin retreat and how it changed how I work

05:00 — The reframe: focus is a skill not a mood

06:00 — Cal Newport's Deep Work and the four rules

07:00 — Rule 1: Work deeply — the four philosophies and which one I use

08:00 — Rule 2: Embrace boredom and schedule your phone use

09:00 — Rule 3: Quit social media (or at least reduce it)

11:00 — Rule 4: Drain the shallows — minimize shallow work

14:00 — Deep work vs. shallow work and why most of us are stuck in shallow

19:00 — The two-hour work block and why it's the sweet spot

24:00 — How I structure my deep work sessions in Notion

25:00 — Training your brain back — start with 25 minutes

29:00 — How to set up your environment for deep work

32:00 — Why you have to rest as deliberately as you work

Is that brand actually worth it, or are you just paying for marketing? In this episode I walk through my full buy less, buy better framework — how I evaluate brand ROI, how to actually read a material composition label, and where I personally splurge versus save on everything from denim to bedding.

What I cover:

👉🏻 Why a higher price tag doesn't automatically mean higher quality - and the three questions to ask before buying anything

👉🏻 Brand breakdowns: Aritzia, Reformation, Levi's, AGOLDE, Quince, Everlane, and more

👉🏻 Material composition 101 - natural vs. synthetic fibers, where blends are fine, and what to never put on your skin

👉🏻 How to care for high quality pieces so they actually last (dry cleaning, fabric shavers, hang drying)

👉🏻 The high touch vs. low touch framework and exactly where I spend money and where I don't

Subscribe to Beyond Your Budget:

https://breakyourbudget.substack.com/

Personal Finance Starter Kit:

https://breakyourbudget.substack.com/p/your-personal-finance-starter-kit

BREAK YOUR BUDGET RESOURCES:

💸 Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

💸 Basic Budgeting Template:

https://breakyourbudget.com/basic-budgeting-template

💸 FI/RE Template:

https://breakyourbudget.com/fire-template

💸 RENT VS. BUY CALCULATOR

https://breakyourbudget.com/rent-vs-buy-calculator

💳 Tools I Use:

Rakuten Cash Back: https://shorturl.at/w0PcH

SoFi HYSA: https://secure.money.com/pr/pa5344bfc4f2

Try Classpass: https://classpass.com/refer/UKLV6BN026

All Other Resources:

https://breakyourbudget.com/links

👩🏼‍💻 Inquiries: [email protected]

📸 Instagram: https://www.instagram.com/breakyourbudget/

📲 Tiktok: https://www.tiktok.com/@breakyourbudget

📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa

💸 My ShopMy:

https://shopmy.us/shop/michelaallocca

TIMESTAMPS:

00:00 — My buy less, buy better journey and what this episode is about

08:00 — Brand ROI: are you paying for quality or marketing?

11:00 — Aritzia breakdown — what's worth it and what isn't

16:00 — Reformation breakdown — the nuance of fit vs. material

19:00 — Levi's, AGOLDE, Citizens of Humanity, Quince, and Everlane

23:00 — Material composition 101 — natural fibers: cotton, linen, wool, cashmere, silk

29:00 — How to care for high quality pieces so they last

30:00 — Synthetics: where they're fine and where to avoid them

34:00 — Blends, ratios, and where you want 100% natural

38:00 — Where I splurge vs. save and the high touch low touch framework

My apartment is pretty much always clean - and no, I'm not constantly cleaning. In this episode I break down the system that makes it possible: maintaining instead of cleaning, giving everything a specific home, keeping surfaces clear, and building a few simple daily habits that keep your space at baseline without ever needing a big reset.

What I cover:

👉🏻 Why cleaning reactively keeps you stuck in a cycle and the maintenance mindset that breaks it

👉🏻 Why your space is a direct reflection of your mental state and how the two influence each other

👉🏻 The one rule that is the foundation of the entire system: everything has a home and goes back when you're done with it

👉🏻 My exact daily rhythm

👉🏻 Why keeping a clean space is ultimately a form of self-respect and what it actually says about how you show up for yourself

Subscribe to Beyond Your Budget:

https://breakyourbudget.substack.com/

Personal Finance Starter Kit:

https://breakyourbudget.substack.com/p/your-personal-finance-starter-kit

BREAK YOUR BUDGET RESOURCES:

💸 Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

💸 Basic Budgeting Template:

https://breakyourbudget.com/basic-budgeting-template

💸 FI/RE Template:

https://breakyourbudget.com/fire-template

💸 RENT VS. BUY CALCULATOR

https://breakyourbudget.com/rent-vs-buy-calculator

💳 Tools I Use:

Rakuten Cash Back: https://shorturl.at/w0PcH

SoFi HYSA: https://secure.money.com/pr/pa5344bfc4f2

Try Classpass: https://classpass.com/refer/UKLV6BN026

All Other Resources:

https://breakyourbudget.com/links

👩🏼‍💻 Inquiries: [email protected]

📸 Instagram: https://www.instagram.com/breakyourbudget/

📲 Tiktok: https://www.tiktok.com/@breakyourbudget

📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa

💸 My ShopMy:

https://shopmy.us/shop/michelaallocca

TIMESTAMPS:

00:00 — My apartment is always clean and I'm not constantly cleaning

03:00 — Your space shapes your mental state more than you think

05:00 — Maintenance vs. cleaning

09:00 — The one rule the whole system is built on

17:00 — Your home is the container for your entire life

20:00 — The system in practice

25:00 — The kitchen and the sink rule

29:00 — Surfaces are not storage

33:00 — A clean space is a form of self-respect

37:00 — Wrapping up

The Sunday scaries aren't actually about Sunday - they're about the weekend not having any real shape. In this episode I break down my three-part weekend framework: Friday as the intentional wind-down, Saturday as the day for actually living your life, and Sunday as the gentle reset that sets you up for the week. With a summer lens throughout, because a good summer weekend has a very specific quality to it.

What I cover:

👉🏻 Why the Sunday scaries happen even when you love your job - and what's actually causing them

👉🏻 Why you don't need to earn your weekend and what happens to your productivity when you never rest

👉🏻 Friday: how to close the week intentionally so open loops don't follow you into the weekend

👉🏻 Saturday: why it's not an errand day and how to actually live your life on the day that's meant for it

👉🏻 Sunday: the gentle reset framework that makes Monday feel less like a crisis

Subscribe to Beyond Your Budget:

https://breakyourbudget.substack.com/

Personal Finance Starter Kit:

https://breakyourbudget.substack.com/p/your-personal-finance-starter-kit

BREAK YOUR BUDGET RESOURCES:

💸 Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

💸 Basic Budgeting Template:

https://breakyourbudget.com/basic-budgeting-template

💸 FI/RE Template:

https://breakyourbudget.com/fire-template

💸 RENT VS. BUY CALCULATOR

https://breakyourbudget.com/rent-vs-buy-calculator

💳 Tools I Use:

Rakuten Cash Back: https://shorturl.at/w0PcH

SoFi HYSA: https://secure.money.com/pr/pa5344bfc4f2

Try Classpass: https://classpass.com/refer/UKLV6BN026

All Other Resources:

https://breakyourbudget.com/links

👩🏼‍💻 Inquiries: [email protected]

📸 Instagram: https://www.instagram.com/breakyourbudget/

📲 Tiktok: https://www.tiktok.com/@breakyourbudget

📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa

💸 My ShopMy:

https://shopmy.us/shop/michelaallocca

TIMESTAMPS:

00:00 — The Sunday scaries and why they happen even when you love your job

03:00 — The real reason your weekends don't feel restful

05:00 — Why you don't need to earn your weekend

08:00 — The 3-part framework: Friday, Saturday, Sunday

09:00 — Part 1: Friday — closing the week and winding down intentionally

17:00 — Part 2: Saturday — the day for actually living your life

23:00 — Saturday evenings: commit to the bit or go out, no in-between

27:00 — Part 3: Sunday — turning inward and resetting gently

31:00 — The Sunday system and why planning ahead kills the Sunday scaries

35:00 — Wrapping up: give your weekend shape without making it feel like an obligation

Summer is officially here and I am more excited about this season than I have been in a WHILE. In this episode I'm sharing my Summer State of the Union - my full seasonal ins and outs, what I'm reading, what hobby I'm picking up, how I'm curating my space, and the seasonal curriculum I'm building my summer around.

What I cover:

👉🏻 My Summer OUTS

👉🏻 My Summer INS

👉🏻 Why I'm switching from monthly curriculums to seasonal ones

👉🏻 Getting my glow back this summer

👉🏻 Why I'm giving myself permission to spend more

Subscribe to Beyond Your Budget:

https://breakyourbudget.substack.com/

Personal Finance Starter Kit:

https://breakyourbudget.substack.com/p/your-personal-finance-starter-kit

BREAK YOUR BUDGET RESOURCES:

💸 Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

💸 Basic Budgeting Template:

https://breakyourbudget.com/basic-budgeting-template

💸 FI/RE Template:

https://breakyourbudget.com/fire-template

💸 RENT VS. BUY CALCULATOR

https://breakyourbudget.com/rent-vs-buy-calculator

💳 Tools I Use:

Rakuten Cash Back: https://shorturl.at/w0PcH

SoFi HYSA: https://secure.money.com/pr/pa5344bfc4f2

Try Classpass: https://classpass.com/refer/UKLV6BN026

All Other Resources:

https://breakyourbudget.com/links

👩🏼‍💻 Inquiries: [email protected]

📸 Instagram: https://www.instagram.com/breakyourbudget/

📲 Tiktok: https://www.tiktok.com/@breakyourbudget

📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa

💸 My ShopMy:

https://shopmy.us/shop/michelaallocca

TIMESTAMPS:

00:00 — Summer is here and I'm actually excited about it for once

04:00 — Switching from monthly to seasonal curriculums

08:00 — The outs: weddings and wedding culture

13:00 — Out: wearing black and switching to navy

16:00 — Out: staying up late and FOMO

21:00 — Out: dating apps and de-centering dating

23:00 — The ins: real beach summer in LA and early mornings

27:00 — In: beach reads, ceramics, and curating my home

34:00 — In: record player, getting my glow back, and solo trip

40:00 — In: giving myself permission to spend my money

Do you have a life that looks completely fine on paper but doesn't actually feel good to be in? In this episode I walk through the three key pillars - your personal life, your professional life, and your relationships - and give you specific reflection questions and action items to start figuring out where the misalignment is coming from and what to do about it.

What I cover:

👉🏻 Why optimizing and doing more will never fix a life that isn't built on the right foundation

👉🏻 The real story behind my decision to leave Chicago and move back to LA - and what it taught me about environment

👉🏻 Pillar 1: Your personal life - how to audit your daily environment and figure out what's actually making your days feel heavy

👉🏻 Pillar 2: Your professional life - reflection questions to get honest about whether your career is aligned with what you actually value

👉🏻 Pillar 3: Your relationships - how the people around you are shaping your life more than you realize

Subscribe to Beyond Your Budget:

https://breakyourbudget.substack.com/

Personal Finance Starter Kit:

https://breakyourbudget.substack.com/p/your-personal-finance-starter-kit

BREAK YOUR BUDGET RESOURCES:

💸 Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

💸 Basic Budgeting Template:

https://breakyourbudget.com/basic-budgeting-template

💸 FI/RE Template:

https://breakyourbudget.com/fire-template

💸 RENT VS. BUY CALCULATOR

https://breakyourbudget.com/rent-vs-buy-calculator

💳 Tools I Use:

Rakuten Cash Back: https://shorturl.at/w0PcH

SoFi HYSA: https://secure.money.com/pr/pa5344bfc4f2

Try Classpass: https://classpass.com/refer/UKLV6BN026

All Other Resources:

https://breakyourbudget.com/links

👩🏼‍💻 Inquiries: [email protected]

📸 Instagram: https://www.instagram.com/breakyourbudget/

📲 Tiktok: https://www.tiktok.com/@breakyourbudget

📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa

💸 My ShopMy:

https://shopmy.us/shop/michelaallocca

00:00 — The feeling nobody has language for

02:00 — Why productivity will never fix a misaligned foundation

04:00 — The Chicago to LA story and what it taught me

09:00 — How to use this episode as a life audit

11:00 — Pillar 1: Your personal life

19:00 — Pillar 2: Your professional life

25:00 — Are you building toward something you actually want?

27:00 — Action items for your professional life

29:00 — Pillar 3: Your relationships

35:00 — Wrapping up: paying attention is the whole thing

Are you someone who knows exactly what you need to do but just can't bring yourself to do it? You're not lazy - you're what I like to call "lazy adjacent." In this episode I break down what this actually means, why the label you put on your behavior matters more than you think, and the 7 signs that you're experiencing it right now.

What I cover:

👉🏻 Why calling yourself lazy is the worst thing you can do for your productivity

👉🏻 The 7 signs you're lazy adjacent and what's actually happening underneath each one

👉🏻 Why motivation and willpower will never be enough to change your behavior long term

👉🏻 How chronic overstimulation and decision fatigue are quietly running your life

👉🏻 The small, practical fixes that actually close the gap between your intentions and your actions

Subscribe to Beyond Your Budget:

https://breakyourbudget.substack.com/

Personal Finance Starter Kit:

https://breakyourbudget.substack.com/p/your-personal-finance-starter-kit

BREAK YOUR BUDGET RESOURCES:

💸 Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

💸 Basic Budgeting Template:

https://breakyourbudget.com/basic-budgeting-template

💸 FI/RE Template:

https://breakyourbudget.com/fire-template

💸 RENT VS. BUY CALCULATOR

https://breakyourbudget.com/rent-vs-buy-calculator

💳 Tools I Use:

Rakuten Cash Back: https://shorturl.at/w0PcH

SoFi HYSA: https://secure.money.com/pr/pa5344bfc4f2

Try Classpass: https://classpass.com/refer/UKLV6BN026

All Other Resources:

https://breakyourbudget.com/links

👩🏼‍💻 Inquiries: [email protected]

📸 Instagram: https://www.instagram.com/breakyourbudget/

📲 Tiktok: https://www.tiktok.com/@breakyourbudget

📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa

💸 My ShopMy:

https://shopmy.us/shop/michelaallocca

TIMESTAMPS:

00:00 — You're not lazy — here's the real label

02:00 — What lazy adjacent actually means

04:00 — Why motivation will never be enough

06:00 — Sign #1: You know what to do but still don't do it

10:00 — Sign #2: You spend more time thinking than doing

15:00 — Sign #3: Productive avoidance and why it's still avoidance

20:00 — Sign #4: You over-strategize instead of execute

25:00 — Sign #5: You're chronically overstimulated

31:00 — Sign #6: Everything in your day is flexible

37:00 — Sign #7: You end most days feeling guilty

43:00 — The through line and where to start

If you constantly feel like you’re playing catch-up during the week, it’s usually not because you’re lazy or unmotivated, it’s because you don’t have a system in place. In this episode, I walk through my full Sunday reset routine and the exact framework I use to plan my week, reduce overwhelm, and stay organized without overcomplicating things.

This is a realistic, flexible system that you can adapt based on your schedule, whether you have 15 minutes or a full day. I break down how I handle life admin, plan my week, organize my tasks, and reset my environment so that I’m not making decisions in real time every day. If you want your weeks to feel calmer, more structured, and easier to move through, this is the system that made the biggest difference for me.

Episodes/Videos Mentioned:

Habits Episode: https://youtu.be/oc1ZCgIn0BM

Discipline Episode: https://youtu.be/ikoiOiK0cUQ

Weekly Money Review: https://youtu.be/FJaumNDqq-U

Grocery Video: https://youtu.be/m1a3rqUKf2o

Sunday Reset Vlog: https://youtu.be/-aJTHTm_4_4

Subscribe to Beyond Your Budget:

https://breakyourbudget.substack.com/

Personal Finance Starter Kit:

https://breakyourbudget.substack.com/p/your-personal-finance-starter-kit

BREAK YOUR BUDGET RESOURCES:

💸 Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

💸 Basic Budgeting Template:

https://breakyourbudget.com/basic-budgeting-template

💸 FI/RE Template:

https://breakyourbudget.com/fire-template

💸 RENT VS. BUY CALCULATOR

https://breakyourbudget.com/rent-vs-buy-calculator

💳 Tools I Use:

Rakuten Cash Back: https://shorturl.at/w0PcH

SoFi HYSA: https://secure.money.com/pr/pa5344bfc4f2

Try Classpass: https://classpass.com/refer/UKLV6BN026

All Other Resources:

https://breakyourbudget.com/links

👩🏼‍💻 Inquiries: [email protected]

📸 Instagram: https://www.instagram.com/breakyourbudget/

📲 Tiktok: https://www.tiktok.com/@breakyourbudget

📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa

💸 My ShopMy:

https://shopmy.us/shop/michelaallocca

TIMESTAMPS:

00:00 – Why you always feel like you’re catching up

01:30 – What actually causes weekly overwhelm

03:30 – Why you need a weekly reset

05:30 – Overview of my Sunday system

07:00 – Part 1: Cleaning up life admin

12:30 – Part 2: The brain dump (overwhelm list)

17:00 – Part 3: Planning your week realistically

23:00 – Part 4: Resetting your environment

28:30 – Why this system actually works

31:30 – Common mistakes to avoid