Don't Depend On Daddy

On this episode of DDOD, Michela shares her in-depth financial journey throughout her 20s. From graduating college and having no clue what to do financially, to taking a pay cut, learning by doing, starting a side hustle, and ultimately building a 7-figure business. Michela has experienced a lot during her 20s and shares all the details in this episode, year by year!

Personal Finance Dashboard:

Resource Library:

FREE Personal Finance Starter Kit: https://breakyourbudget.myflodesk.com/mlncth2n40

Order OWN YOUR CAREER:

Own Your Career Template:

FREE FINANCIAL PLAN CRASH COURSE:

All Other Resources:

On this episode of DDOD, Michela is joined by Lillian Zhang, a San Francisco Bay Area based creator and product marketing manager in the tech industry who is an alumna of UC Berkeley's Haas School of Business. She's passionate about sharing financial literacy and career education content for her primarily Gen Z audience. We chat about her college-to-corporate journey, her experience working in tech, how she started creating content, how she balances content while working full time, and so much more!

OWN YOUR CAREER:

https://breakyourbudget.com/oyc-book

Own Your Career Template:

FREE FINANCIAL PLAN CRASH COURSE:

Personal Finance Dashboard:

FREE Recession Guide:

FREE Personal Finance Starter Kit:

All Other Resources:

LILLIAN'S INFO:

TikTok: https://www.tiktok.com/ @lillianZhang 

Free 4-page personal finance checklist (includes free resume template):

Ultimate money bundle (income and expenses budget tracker + net worth tracker):

In this episode of DDOD, Michela share her top 5 best financial decisions from her 20s. These are the decisions she’s made that have had a major impact on her ability to grow wealth, from starting a side hustle, buying a car in cash, taking a pay cut and more. 

OWN YOUR CAREER: 

https://breakyourbudget.com/oyc-book

Own Your Career Template:

https://breakyourbudget.com/own-your-career-template

FREE FINANCIAL PLAN CRASH COURSE:

https://breakyourbudget.myflodesk.com/rojmq2zecg

Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

FREE Recession Guide:

https://breakyourbudget.myflodesk.com/recession

FREE Personal Finance Starter Kit: 

https://breakyourbudget.myflodesk.com/mlncth2n40

All Other Resources: 

www.breakyourbudget.com/links

In this episode of DDOD, Michela share 5 tips to *actually get something* out of your year-end performance review. These are important career conversations, so rather than simply checking the box, learn how to OWN your relationship with your manager and control the narrative of the conversation so you can position yourself to excel in the next year. 

OWN YOUR CAREER: 

https://breakyourbudget.com/oyc-book

Own Your Career Template:

https://breakyourbudget.com/own-your-career-template

FREE FINANCIAL PLAN CRASH COURSE:

https://breakyourbudget.myflodesk.com/rojmq2zecg

Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

FREE Recession Guide:

https://breakyourbudget.myflodesk.com/recession

FREE Personal Finance Starter Kit: 

https://breakyourbudget.myflodesk.com/mlncth2n40

All Other Resources: 

www.breakyourbudget.com/links

In this episode of DDOD, Michela divses into the five most important steps to take if you get laid off. From processing the emotional impact to reassessing your career goals and updating your professional brand, this episode will guide you through each step with practical advice. Tune in to learn how to turn an unexpected setback into an opportunity for growth and a brighter career future!

OWN YOUR CAREER: 

https://breakyourbudget.com/oyc-book

FREE FINANCIAL PLAN CRASH COURSE:

https://breakyourbudget.myflodesk.com/rojmq2zecg

Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

FREE Recession Guide:

https://breakyourbudget.myflodesk.com/recession

FREE Personal Finance Starter Kit: 

https://breakyourbudget.myflodesk.com/mlncth2n40

All Other Resources: 

www.breakyourbudget.com/links

On this episode of DDOD, Michela sat down with Courtney Johnson, a personal brand expert and content creator based in Austin, TX. In this conversation, you learn all about personal branding, how to start a personal brand, social media strategies and tips, and so much more. If you’re ready to take your career to the next level and open yourself up to new opportunities, this is for you!

On this episode of DDOD, Michela shares her top 10 intentional splurges she has made in the last few years. These items are her most used products/items/etc that she has intentionally researched, planned for, and purchased. They span all price ranges, starting at $45 to $700. 

Links to everything I shared:

https://shopmy.us/breakyourbudget/shelves

GET RAKUTEN:

https://www.rakuten.com/r/MICHEL156676?eeid=28187

RED LIGHT FACE MASK: code BREAKYOURBUDGET10

https://omniluxled.com/collections/all?transaction_id=1025c2a3d8fc00ddc3751947c154f0&utm_source=aspire&utm_medium=influencer&utm_campaign=breakyourbudget

OWN YOUR CAREER: 

https://breakyourbudget.com/oyc-book

FREE FINANCIAL PLAN CRASH COURSE:

https://breakyourbudget.myflodesk.com/rojmq2zecg

Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

FREE Recession Guide:

https://breakyourbudget.myflodesk.com/recession

FREE Personal Finance Starter Kit: 

https://breakyourbudget.myflodesk.com/mlncth2n40

All Other Resources: 

www.breakyourbudget.com/links

On this episode of DDOD, Michela shares how you can start saving and budgeting for the holidays! Learn quick tips to plan your holiday budget, who you’ll buy for, map out expenses, and shop intentionally. 

GET RAKUTEN:

https://www.rakuten.com/r/MICHEL156676?eeid=28187

OWN YOUR CAREER: 

https://breakyourbudget.com/oyc-book

FREE FINANCIAL PLAN CRASH COURSE:

https://breakyourbudget.myflodesk.com/rojmq2zecg

Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

FREE Recession Guide:

https://breakyourbudget.myflodesk.com/recession

FREE Personal Finance Starter Kit: 

https://breakyourbudget.myflodesk.com/mlncth2n40

All Other Resources: 

www.breakyourbudget.com/links

On this episode of DDOD, Michela breaks down the 5 things you need to do to get started on (or refresh) your financial journey. This is a back-to-basics episode where the foundations of financial literacy are discussed at length, including budgeting, account frameworks, setting goals, money tools, and financial routines.

OWN YOUR CAREER: 

https://breakyourbudget.com/oyc-book

FREE FINANCIAL PLAN CRASH COURSE:

https://breakyourbudget.myflodesk.com/rojmq2zecg

Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

FREE Recession Guide:

https://breakyourbudget.myflodesk.com/recession

FREE Personal Finance Starter Kit: 

https://breakyourbudget.myflodesk.com/mlncth2n40

All Other Resources: 

www.breakyourbudget.com/links

OWN YOUR CAREER:

https://breakyourbudget.com/oyc-book

FREE FINANCIAL PLAN CRASH COURSE:

https://breakyourbudget.myflodesk.com/rojmq2zecg

Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

All Other Resources:

www.breakyourbudget.com/links

Birks I got: https://www.birkenstock.com/us/-boston-soft-footbed-suede-leather/boston-suede2-suedeleather-softfootbed-eva-u_2215.html

On this episode of DDOD, Michela shares an update on her moving plans, her current favorites, and answers a few of your questions about dating, HYSA, writing a book, getting confident on social media, and more!