When Gabrielle Szwajca-Drewniak, OD, graduated with $153,000 in student debt - with $20,000 of that compounded debt while she was in school. When mortgage brokers told her she couldn't qualify for a mortgage loan without a co-signer, she came up with an aggressive repayment plan. Last year - about two years after graduation, she had zeroed those out and opened Opt Vision Studio in Chicago, along with the first floor of the building. Minimizing student debt allowed her to jump at the opportunities that came her way, she says. Hear how.