Ari Taublieb, MBA is the Vice President of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients navigate the nuances of an early retirement (non-traditional retirement).

-> Create Your Custom Strategy To Retire Early

-> Free E-Book: A Complete Guide To An Early Retirement

-> NEW eBook: Health Insurance For An Early Retirement

Are you preserving your wealth or making the most out of it? Buckle up for a paradigm shift in retirement financing as we switch gears from successful saving to successful spending. We're all about maximizing your money so you get to enjoy the fruits of your labour without the fear of running out. We've got a strategy lined up to determine your spending limits and the five pillars that will guide your spending decisions. 

But that's not all — we're also looking at the importance of spending money on experiences and generosity to others. It's not just about the numbers; it's about a richer and more fulfilling lifestyle that's future-secure. We discuss how to spend money to improve your surroundings and introduce the concept of anti-cookie cutter retirement planning. Let's leave no room for regret or unspent millions — instead, let's create lasting memories and experiences. Prepare yourself for an exciting journey into financial wisdom.

Create Your Custom Early Retirement Strategy Here

Get access to the same software I use for my clients and join the Early Retirement Academy here

Ari Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

Ari Taublieb, MBA is the Vice President of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients navigate the nuances of an early retirement (non-traditional retirement).

-> Create Your Custom Strategy To Retire Early

-> Free E-Book: A Complete Guide To An Early Retirement

-> NEW eBook: Health Insurance For An Early Retirement

Facing the retirement conundrum of choosing between a lump sum or an annuity pension option? Our latest podcast episode unravels the intricacies of both options, highlighting the pros and cons using real client examples. We dissect a scenario where a client had to choose between a million-dollar lump sum and a lifetime annuity of $4,350 per month. And we don’t stop there – we dive into the impact of joint and survivor option, single life annuity, and elucidate the necessity of rolling your lump sum into an IRA for tax considerations. 

Our conversation doesn’t just stop at retirement options. We delve into the realm of early retirement, painting a vivid picture using the 4% rule and real-life client situations over different timeframes with an inflation assumption. We aim to empower you with a crystal-clear understanding of your options over 10, 20, and 30 years. And to top it all, we stress on the paramount importance of keeping an eye on the interest rates on your lump sum balance. 

But we’re not done yet. We venture into the area of pre-tax assets and the impact of the cost of living adjustment on your annuity. We believe in a holistic approach and, therefore, encourage our listeners to consider both financial and lifestyle aspects while making this crucial decision in life. To drive the point home, we discuss another real client situation, throwing light on taxes and other costs related to your pension. So gear up to gain valuable insights and make the most informed decision about your pension.

Create Your Custom Early Retirement Strategy Here

Get access to the same software I use for my clients and join the Early Retirement Academy here

Ari Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

Ari Taublieb, MBA is the Vice President of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients navigate the nuances of an early retirement (non-traditional retirement).

-> Create Your Custom Strategy To Retire Early

-> Free E-Book: A Complete Guide To An Early Retirement

-> NEW eBook: Health Insurance For An Early Retirement

Have you ever stopped to question your vision of an early retirement? What if it's not just about the financial planning, tax strategies, and investments? Buckle up as we journey into the essence of what truly matters in life and how to make the most of your hard-earned rewards. We're taking a step back to evaluate our dreams, our expectations, and the reality of retirement.

This episode takes you on an enlightening journey, exploring the concept of a 'dream retirement' and challenging the reasons behind why we work when it's not for financial gain. In the second half, we'll dive into my unique retirement planning framework, crafted to aid clients in leveraging their finances to enhance their life experiences. We'll discuss 'vacacum planning' – a strategy focused on maximizing income through savvy investment and tax recommendations. But remember, retirement isn't all about finance, it's about fulfillment. So, we'll also uncover some rewarding job options that might not pay but promise an enriched experience. Tune in for a fulfilling conversation on early retirement.

Create Your Custom Early Retirement Strategy Here

Get access to the same software I use for my clients and join the Early Retirement Academy here

Ari Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

Ari Taublieb, MBA is the Vice President of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients navigate the nuances of an early retirement (non-traditional retirement).

-> Create Your Custom Strategy To Retire Early

-> Free E-Book: A Complete Guide To An Early Retirement

-> NEW eBook: Health Insurance For An Early Retirement

Learn more about Dr. Donatello here: https://centerforwell.com/

What if you could reshape your life to truly reflect your passions and dreams, backed by smart financial planning? That's the promise we explore with our distinguished guest, Dr. Donatello. Together, we navigate the transition from a regular 9-5 job to a life that encapsulates your true love, aligning your finances with your life goals, all while not forgetting to address the importance of social connections and happiness in longevity.

Today, we also journey into the realm of health and diet, investigating how slight modifications in your eating habits can drastically improve your overall well-being. Dr. Donatello shares an inspiring story of a woman who regained her mobility following a healthier diet, and we dig into innovative treatments, like stem cells, that could be a game-changer in healing tissue and reducing pain. 

As we wrap up our discussion with Dr. Donatello, we shine a spotlight on the vital role of mental and physical wellbeing in retirement and the importance of fostering a supportive community. We reflect on the importance of leaving a legacy that transcends financial wealth and emphasize how small positive changes can cumulatively lead to an enriching retirement. As always, remember to be savvy about the financial, tax, and legal advice you take from our conversation. Get ready to be inspired and informed!

Create Your Custom Early Retirement Strategy Here

Get access to the same software I use for my clients and join the Early Retirement Academy here

Ari Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

Ari Taublieb, MBA is the Vice President of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients navigate the nuances of an early retirement (non-traditional retirement).

-> Create Your Custom Strategy To Retire Early

-> Free E-Book: A Complete Guide To An Early Retirement

-> NEW eBook: Health Insurance For An Early Retirement

Wondering if you should invest that windfall all at once or spread it out over time? Brace yourself as we dive deep into the pros and cons of lump sum investing versus dollar cost averaging. We'll discuss the real-life implications of each choice, using a case study of an actual client who had five different investment options, all based on the S&P 500. You'll understand the probabilities of positive returns for each method and acquire valuable insights on how to manage your portfolio to meet your financial goals. 

But money isn't just about numbers, right? It's also about emotions. Tune in to discover how the choices you make today - lump sum investment or dollar cost averaging - can impact your financial and emotional well-being during retirement. Hear an intriguing example that illustrates the different outcomes of the two strategies. And most importantly, learn why it's crucial to create a comfortable strategy and stick to it, mitigating potential risks and maximizing benefits. As a finale, we'll tackle a scenario on managing finances pre-retirement, helping you make intelligent financial decisions that cater to both your wallet and your peace of mind. So whether you're a seasoned investor or a newbie, there's something for everyone. Don't miss out!

Create Your Custom Early Retirement Strategy Here

Get access to the same software I use for my clients and join the Early Retirement Academy here

Ari Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

Ari Taublieb, MBA is the Vice President of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients navigate the nuances of an early retirement (non-traditional retirement).

-> Create Your Custom Strategy To Retire Early

-> Free E-Book: A Complete Guide To An Early Retirement

-> NEW eBook: Health Insurance For An Early Retirement

What if the best financial plan on paper isn't the one that's right for you? We're here to argue the importance of aligning your wealth management strategies with your personal life goals, putting your happiness at the forefront. We're going to tackle listener Jackson's question about how to involve a spouse in financial planning, emphasizing the importance of understanding each other's retirement dreams and desires. Tune in to hear us unravel the complexities of financial planning from a personal perspective, encouraging you to live your best life, both financially and personally.

Switching gears, we'll also be exploring the intriguing balance between tax-free income and pre-tax accounts in wealth management, focusing on the often-overlooked potential of Roth accounts. But it's not just about chasing tax-free income in retirement; we'll discuss the undeniable importance of the tax savings that come with pre-tax accounts and the standard deduction. The key is in timing your contributions and understanding your tax bracket. So get ready to reevaluate your financial strategies and find the perfect balance for your personal financial plan. We're here to guide you through the maze of tax planning and retirement strategies, offering insights that'll change the way you view your financial future.

Create Your Custom Early Retirement Strategy Here

Get access to the same software I use for my clients and join the Early Retirement Academy here

Ari Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

Ari Taublieb, MBA is the Vice President of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients navigate the nuances of an early retirement (non-traditional retirement).

-> Create Your Custom Strategy To Retire Early

-> Free E-Book: A Complete Guide To An Early Retirement

-> NEW eBook: Health Insurance For An Early Retirement

We are going to take you on a journey through the complex territories of financial planning and early retirement. We're talking maximizing stock gains, minimizing taxes and even sharing insights from one of our financially successful listeners. The mental shift that comes with substantial financial success can be daunting, but fear not, we're here to guide you through it all.

In the first half, we address the risks associated with individual stock holdings and the tax implications of selling high-value stocks. The second half is dedicated to the power of investment diversification. We discuss the potential risks and rewards of having a large portion of your portfolio invested in a single stock. Drawing from the JP Morgan's Agony and Ecstasy study, we show how a successful stock can impact your portfolio. Whether you're an expert investor or just starting your financial journey, this episode is packed with insights to help you make informed decisions. So, tune in and let's navigate the world of finance together!

Create Your Custom Early Retirement Strategy Here

Get access to the same software I use for my clients and join the Early Retirement Academy here

Ari Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

Ari Taublieb, MBA is the Vice President of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients navigate the nuances of an early retirement (non-traditional retirement).

-> Create Your Custom Strategy To Retire Early

-> Free E-Book: A Complete Guide To An Early Retirement

-> NEW eBook: Health Insurance For An Early Retirement


Ever wondered how you can strategically plan for your Required Minimum Distributions (RMDs) and minimize your tax liability? Tune in as we unravel the world of RMDs, starting from the age thresholds, to the tax planning window before RMDs kick in, and how to calculate your RMDs based on your age and the balance of your 401K. This episode is a goldmine of information, particularly for those eyeing early retirement or simply looking to refine their tax strategy. Let's arm you with the knowledge you need to ensure you don't pay a dime more in taxes than you have to.

The discussion doesn't end there. We'll also dive into the handling of an inherited IRA as an RMD, exploring the benefits of this approach in specific situations, for instance, when a spouse passes away prematurely. Get acquainted with the 10-year rule for inherited IRAs and its exceptions. We will guide you through the maze of rules, regulations, and tax implications around RMDs, ensuring you have the tools to plan strategically. Join us as we help you navigate the complexities of financial planning and empower you to make informed decisions about your financial future.

Create Your Custom Early Retirement Strategy Here

Get access to the same software I use for my clients and join the Early Retirement Academy here

Ari Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

-> CASE STUDY EARLY RETIREMENT
(Watch On YouTube Here)

Ari Taublieb, MBA is the Vice President of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients navigate the nuances of an early retirement (non-traditional retirement).

-> Create Your Custom Strategy To Retire Early

-> Free E-Book: A Complete Guide To An Early Retirement

-> NEW eBook: Health Insurance For An Early Retirement

Dive headfirst into the world of early retirement as I share an enlightening case study of real clients on their journey to financial independence. It's a YouTube video that'll give you a deep understanding of the nuts and bolts of retiring early - the investments, the tax strategies, the spending habits, and the potential of part-time income. 

But that's not all - I'm super excited to unveil the upcoming guest episodes on the podcast. We'll be hosting health and insurance experts who will help us level up our knowledge. Your Monday mornings will never be the same as you start your week with useful information, curated to help you retire confidently, no matter what stage of life you're at. So, join the conversation, submit your queries, and suggest potential guests on earlyretirementpodcast.com - because we're in this journey together!

Create Your Custom Early Retirement Strategy Here

Get access to the same software I use for my clients and join the Early Retirement Academy here

Ari Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

Ari Taublieb, MBA is the Vice President of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients navigate the nuances of an early retirement (non-traditional retirement).

-> Create Your Custom Strategy To Retire Early

-> Free E-Book: A Complete Guide To An Early Retirement

-> NEW eBook: Health Insurance For An Early Retirement

Ready to tackle the age-old question of how much money you need to retire comfortably? We've got you covered! In this illuminating episode, we address this critical issue head-on, diving into the fascinating world of retirement planning and financial independence. Hear us discuss the concept of financial independence and recreational employment, and unravel how minor changes today can lead towards financial freedom. We also touch on the expectations and hopes of our listeners for their early retirement.

Managing finances in retirement can sometimes feel like navigating a maze, but it doesn't have to be that way. We delve into the complexities of managing your portfolio, establishing multiple income sources, handling taxes, and forecasting living expenses in retirement. We highlight the significance of safe assets and how market fluctuations can impact your retirement income. Plus, we share a practical framework that can guide you through these concepts, leading to financial tranquility.

Lastly, we discuss the importance of safe investments for retirement and how much of your portfolio should be committed to these assets. We elaborate on the advantages of having a lower balance in an emergency fund post-retirement and the merits of segregating your savings into different 'buckets' for retirement. We hope the insights and practical tips shared in this episode will aid you in building a comfortable and secure retirement. Don't miss out on this exciting journey towards financial independence!

Create Your Custom Early Retirement Strategy Here

Get access to the same software I use for my clients and join the Early Retirement Academy here

Ari Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.