#249: 3x your points and miles with a multiplayer strategy. We break down how to earn, manage, and maximize rewards with a partner, family, or friends. Plus learn how to handle the logistics, emotions, and systems that make it all work.

Kai is the founder and host of The Daily Churn Podcast, where he shares his churning journey. In 2024, Kai and his partner earned a total of $40,000 and 5 million points.

Link to Full Show Notes: https://chrishutchins.com/playing-the-points-game-with-player-2-kai

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Resources Mentioned

Kai: The Daily Churn Podcast | Membership

Monarch Money

Copilot Money (Free 2 months with code HACKS2)

How to Automatically Forward iMessages & Texts to Other Contacts Using Shortcuts

1Password

Google Voice

Tello eSIM

Aligned Incentives

Cashback Monitor

Rakuten

CardPointers (30% off or 50% off for ATH Members)

Replit

Churning While New To Credit

Helping Tim Burn 15M+ Miles and Points

ATH Podcast

Full Show Notes

(00:00) Introduction

(00:49) How Kai and Chris’ Partners View the Points and Miles Game

(03:56) Is Playing the Points Game Actually More Lucrative with P2?

(06:26) Maximizing Credit Cards with Two Players

(08:36) Should You Have Authorized Users on Your Cards with P2?

(14:01) The Mechanics of Managing a P2

(15:28) Ways to Access Shared Passwords and Two-Factor Codes

(18:38) Important Conversations to Have with Your P2

(21:10) Playing the Points Game for Other People

(26:05) The Challenges of Managing Points for Others

(31:12) Managing Points for Family Members

(33:51) Playing the Points Game with Children

(35:14) Easing the Burden of Dealing with Card Issuers with a P2

(39:38) The Spectrum of Activities with Multiple Players

(40:52) Leveraging Referrals and Shopping Portals to Maximize Savings with P2

(43:33) Learning to Stop Over-Optimizing

(45:28) Kai’s Podcast and Churning Community

(47:01) Why Your Address Matters in the Points Game

(47:34) Managing 1099s from Referral Points

(49:02) Tips on Adding Authorized Users

(49:45) The Importance of Community in the Points Game

(51:13) How to Share Referral Links on ATH Membership

Connect with Chris

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