Law enforcement couples struggle with financial stress, poor communication about money, and reliance on overtime, which strains marriages and family life. In this episode, Courtney Bonas from Heroes Financial Coaching shares practical tools to help police spouses and first responder couples reduce debt, create a financial plan, and strengthen their marriages through better money conversations.

What you'll learn in this episode:

How overtime impacts police families and marriage stress

Why money conversations are difficult and how to fix them

The "3 Cs" of money talks for couples (Communicate, Compromise, Cultivate Grace)

How financial planning improves family time and reduces burnout

Tools to protect your family financially with life insurance and wills

👩‍💼 I'm Cyndi Doyle, founder of Code4Couples®, licensed professional counselor supervisor, retired police spouse, and author of Hold the Line. I help first responder couples strengthen their relationships and thrive through the challenges of the job.

👉 Grab my book on Amazon — Hold the Line: Protecting Your Law Enforcement Relationship https://www.amazon.com/Hold-Line-Protecting-Enforcement-Relationship-ebook/dp/B08TPRTY9G#customerReviews

🎤 Want Cyndi to speak at your event or provide training? https://code4couples.com/training/

🌐 Connect with Courtney Bonas & Heroes Financial Coaching → https://heroesfinancialcoaching.com

00:00 Welcome + intro to Courtney Bonas 01:00 Courtney's story: from debt to financial coaching 08:30 The real cost of overtime for police families 12:00 Choosing between lifestyle and family time 18:00 Financial "fails" in law enforcement families 22:00 Protecting your family with life insurance & wills 27:00 The 3 Cs of money conversations for couples 33:00 Tools & apps to track money together 36:00 Debt, shame, and finding hope 40:00 How to connect with Courtney Bonas