*important editor’s note: in light of recent listeners’ feedback, it has been brought to my attention last week’s show had too many jokes, too many personal stories, and not enough information. This week, I switched it up a little bit. All information, no jokes. If a joke just happens to slip, at least I can say I tried*

I’ve been getting a lot of questions on the blog and during my podcast lately about life insurance. And honestly–not nearly enough of you have the amount of coverage you and your family need.

This–I’m going to be frank– is alarming to me. I’m not sure if some of you don’t understand how much is necessary, if you don’t know where to start, or if you just don’t realize the quick u-turn things will take for your family should something bad happen to you.You need life insurance. You really need life insurance. I get it, I don’t like thinking about not being around to support my family, but who does? (I chose a great topic to do a joke-less episode)but  none-the-less just because you don’t want to think about it doesn’t mean it evaporates into thin air and becomes any less important.

However, I digress. Life insurance isn’t us trying to out run the inevitable, it’s about creating one less worry after the passing of a loved one. It is meant to pick up any financial pieces for your family should anything bad ever happen to you or a loved one.

Over the course of your lifetime you are going to pay several thousand dollars for a benefit you’ll never see a cent of, and that’s okay! Because life insurance isn’t for you, it’s for your survivors. Buying life insurance isn’t just a financial decision, it’s a long-term commitment to caring for your family.

In this episode I’m going to break down all you need know about making sure you have the adequate amount of coverage, into three segments.

*****During this episode, I misspoke and said AD&D stood for Accidental Death and Disability. That’s not right. Apparently removing jokes from my brain made me ignore dismemberment. AD&D stands for Accidental Death and Dismemberment. Ah yes, dismemberment.