This week we’re talking about "late bloomers" — the "over 40, mid-life-ish, but don't-say-that-to-us" gang who are just now getting their financial life together.

This was a requested episode so we're skipping the generic "just do it" advice and getting into the nitty-gritty of what it actually takes to build wealth when you're not starting in your 20s. We're discussing the psychological hurdles, the structural roadblocks, and how to create a financial plan that works for you, no matter what age. If you're ready to say "enough" to feeling behind and start building your financial future, this episode is for you.

Here’s what we cover:

• Why people become late starters 
• The importance of accepting your starting point (no, we're not gonna sugar coat it)
• How to let go of the "what ifs" and embrace your new path
• Rewriting the rules when traditional financial advice isn’t always the most helpful
• Adapting strategies for a shorter timeline and setting goals that are both realistic and motivating
• The surprising power of community and why you should become a good neighbor
• Why automation and technology are your friends, not your enemies
• A reminder that your tax dollars can be a source of real benefits 

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