rich & REGULAR with Kiersten and Julien Saunders

Ep 235: Resourcefulness in hard times - What to do when help isn’t coming


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We’re 30+ days into a government shutdown, SNAP benefits are disappearing, layoffs are ongoing, and a catastrophic storm just hit Jamaica. But beyond the headlines, people are privately struggling with job loss, evictions, food insecurity, and the mental toll of trying to “stay positive” when everything feels urgent.

In this week’s episode, we talk about how to be resourceful in the real, messy, "make-it-through-the-week" kind of way. Whether you're giving help or in need of it, this episode will shift how you think about support, community, and what's really essential.

And if you’re someone who feels like you're holding it all together with duct tape and prayer, this one's for you.

We cover:

  • How to stop waiting for help and start solving real problems
  • Why a 7-day survival plan can calm your nervous system
  • Practical tips to navigate urgent vs. important tasks
  • The difference between refilling needs and replacing wants
  • How to tap into mutual aid, libraries, 211, and other local lifelines
  • Why resourcefulness is not a character trait, it’s a learned skill

Links: 

  • Ep 156: Survive & Advance | The Ultimate Guide to Financial Resilience with Lynnette Khalfani Cox
  • Ep 191: Rethinking Emergency Funds for Modern Times 
  • Ep 218: What to do with your money when the world feels unstable 
  • Ep 220: How to give yourself a raise without changing jobs 
  • Ep 226: What it takes to get through your hardest financial year 
  • Ep 76: Curbing Food Insecurity 

Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube.

Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life.

Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes

If you would like to learn more about investing, check out our newest class, Making Money Grow

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