Today we are joined by Shang Saavedra, the Founder and CEO of Save My Cents, an influential personal-finance website and social-media platform. Saavedra teaches readers the key habits and behaviors needed to become less fearful of money and live life with joy. Saavedra was named one of the "25 Most Influential New Voices of Money" by TIME/NextAdvisor in 2022 and is an Expert Reviewer and Contributor at CNET Money. She received her bachelor's degree in economics from Harvard and her MBA from the University Of Chicago Booth School Of Business. Saavedra and her husband finished saving for their retirement by the age of 31 and now live a work-optional life in Southern California with their two boys and two cats. [Aug 11, 2025]

00:00 - Intro

00:37 - Intro Links

- Social-Engineer.com - http://www.social-engineer.com/

- Managed Voice Phishing - https://www.social-engineer.com/services/vishing-service/

- Managed Email Phishing - https://www.social-engineer.com/services/se-phishing-service/

- Adversarial Simulations - https://www.social-engineer.com/services/social-engineering-penetration-test/

- Social-Engineer channel on SLACK - https://social-engineering-hq.slack.com/ssb

- CLUTCH - http://www.pro-rock.com/

- innocentlivesfoundation.org - http://www.innocentlivesfoundation.org/

01:27 - Shang Saavedra Intro

02:23 - Motivation for Success

04:03 - Save My Cents

07:29 - The Feelings Mutual

10:07 - It's Emotional

12:01 - Root Causes of Bad Money Habits

13:02 - Feast or Famine

13:45 - Adverse Events

15:26 - Scarce Immigrant

17:08 - Mind Over (Money) Matters

21:05 - Your Worth, More

24:07 - Book Recommendations

- The Power of Habit - Charles Duhigg

25:06 - Mentors

- Therapist

25:59 - Shang Saavedra Online

- Website: https://savemycents.com/

- Instagram: https://www.instagram.com/savemycents/

- YouTube: https://www.youtube.com/@savemycents

- Goodreads: https://www.goodreads.com/book/show/216282934-wealth-is-a-mindset

- Amazon: https://www.amazon.com/Wealth-Mindset-Change-Your-Money/dp/B0D94QCZL6/

- Bookshop: https://bookshop.org/p/books/wealth-is-a-mindset/21633491

26:42 - Parting Advice

27:04 - Guest Wrap Up & Outro

- www.social-engineer.com

- www.innocentlivesfoundation.org