Vivian Tu was sick of her friends coming for her with the same financial advice questions, so she decided to make a quick TikTok and share it with all of them. To her surprise, the video immediately went viral – and since then, she’s been doling out her straightforward, simple financial tips for the world to see as Your Rich BFF. Listen to today’s episode to hear advice from someone who’s dedicated to making the space more accessible to today’s generation – queer people, young people, and people of color. In Mailbag, we answer questions about how to offer your services without them feeling like a sales pitch and whether or not to put money into renovating a home before you put it on the market. In our money tip of the week: the top 5 questions you should ask yourself before merging finances with a partner.

The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.

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