The Money To The Masses Podcast

Ep 489 - Vanguard fee hike and best alternatives, check your credit report for free and tax rules for selling online


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In this week's episode, Damien discusses the recent changes to Vanguard's charging structure and how this will impact investors using its platform.

Damien then provides an analysis of the alternative options available, including the cheapest platforms for ISAs, pensions and general investment accounts. Next, Damien explains how you can check your credit report for free with all three main credit agencies.

Finally, Damien discusses the new reporting requirements for platforms like eBay and Vinted that will mean sharing sellers' data with HMRC.


Watch the whole show on YouTube ⁠⁠⁠⁠here⁠⁠⁠⁠:


Check out this week's ⁠⁠⁠⁠podcast article ⁠⁠⁠⁠on the MTTM website to see the full list of resources from this week's show.

00:00 - MTTM Podcast Episode 489

03:39 - Vanguard's new minimum fee for DIY investors explained
06:03 - Cheaper Vanguard ISA alternatives
10:48 - Cheaper Vanguard Pension alternatives
15:20 - Cheaper Vanguard General Investment Account alternatives
16:54 - How to check your credit report for free
23:55 - New tax rules for selling online

Follow Money to the Masses on social media:

YouTube - ⁠⁠⁠⁠https://www.youtube.com/moneytothemasses⁠⁠⁠⁠

Facebook - ⁠⁠⁠⁠https://www.facebook.com/moneytothemasses⁠⁠⁠⁠

Instagram - ⁠⁠⁠⁠https://www.instagram.com/moneytothemasses⁠⁠⁠⁠ 

Tik Tok - ⁠⁠⁠⁠https://www.tiktok.com/@moneytothemasses⁠⁠⁠⁠


Support the podcast

You can now support the MTTM podcast by visiting our  ⁠⁠⁠⁠dedicated podcast page ⁠⁠⁠⁠when making any financial decision.


You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.


Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.


Support the show by visiting and bookmarking our dedicated podcast page:

⁠⁠⁠⁠Money to the Masses Dedicated Podcast Page⁠⁠⁠⁠ - Click to support the show


Links referred to in the podcast:

  • Vanguard introduces minimum fee for DIY investors
  • Best Vanguard ISA and Pension alternatives (including heatmaps)
  • Cheapest Stocks & Shares ISAs in 2025
  • Best & Cheapest Pensions in 2025
  • Investment platforms paying the highest interest on cash
  • InvestEngine review (including how LifePlans work)
  • Best ISA cashback offers (and fee-free deals)
  • Best pension cashback offers (and fee-free deals)
  • How to check your credit report for free
  • Experian Boost review
  • Tips for completing your self-assessment tax return for 2023/24
  • ...more
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    The Money To The Masses PodcastBy Damien Fahy

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