In this week's podcast, Damien provides a comprehensive update on the UK property and mortgage market. He reveals the latest Bank of England interest rate predictions, provides a snapshot of the best mortgage deals currently available and how you can lock in a mortgage rate in advance of your existing one ending.

He also discusses the re-emergence of 100% (zero-deposit) mortgages, detailing the newly launched products and eligibility requirements. Next, he provides an update on changes to affordability, with lenders offering higher income multiples and relaxing stress-testing rules.

Finally, Damien takes a look at what is happening with house prices using the latest data from the UK's main house price indices.

This episode is sponsored by Coinbase - Visit⁠ ⁠⁠⁠Coinbase*⁠⁠⁠⁠ to learn more. Crypto comes with unique risks,⁠ ⁠⁠⁠take 2 minutes to learn more⁠⁠⁠⁠

Check out this week's ⁠⁠⁠⁠⁠podcast article⁠⁠⁠⁠⁠ on the Money to the Masses website to see the full list of resources from this week's show

(00:00) - Money to the Masses Podcast Episode 507

(04:47) - Understanding Interest Rates and Their Impact

(08:26) - Current Mortgage Rates and Best Deals

(15:49) - Options if yiy are Struggling to Get on the Property Ladder

(18:16) - Zero Deposit or '100%' Mortgages and Their Implications

(20:36) - Navigating Income Multiples and Affordability Changes

(20:40) - The Impact of Stress Testing on Borrowing Capacity

(24:21) - Analysing UK House Prices and Market Trends

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Links referred to in the podcast:

⁠⁠⁠⁠⁠⁠⁠⁠⁠

• Where next for interest rates? Check out our predictions
• Best Mortgage Rates in the UK
• Mortgage Comparison Tool
• How to find a mortgage broker you can trust
• Skipton track record mortgage review
• April mortgages launches zero deposit mortgage options
• Gable mortgages' zero deposit mortgage options

What is going to happen to UK house prices?⁠⁠⁠⁠⁠⁠⁠⁠⁠

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