How many months' worth of living expenses do you need to have saved up and why? Do you have emergency (911 account) reserves? These questions bother a lot of people. But, the fundamental question for each of us is: What should we have in savings?

If you want to know what experts will advise you, tune in to today's podcast, where Micah and Floyd discuss the importance of emergency funds for working and retired individuals.

Find out why you should be intentional about saving and separating different accounts for different purposes and why you should consider using different banks for operating and savings accounts.

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