🎙️In this special episode, we are joined by Ash Frenken, managing director of Citro, a fintech rewards and community platform backed by AMP. Join Ash and Dan as they dive into:

✅ Lessons learnt from a decade in Australia's startup scene

✅ The retirement gap: how did Citro start and what problem does it solve for today?

✅ Fight or flight? Why evolution is key to maintaining your competitive edge

✅ What's ahead: Preview of the 2026 Retirement Destinations Guide

✅ And why planning your best retirement means caring for both your wealth and your wellbeing.

Find out more about Citro: https://www.joincitro.com.au/

Cirto's destination guide 2024: https://www.joincitro.com.au/resources/2024-guide-to-australias-top-30-retirement-locations

Important information:

This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 19 August July 2025. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.