Simplifying Investing

Fresh from her travels through the Middle East and Central Asia, Diana Mousina joins My Bui to unpack three big economic themes: how Middle East tensions are affecting oil flows, inflation and consumers; what Australia could learn from overseas approaches to construction and housing; and how cities and communities can better accommodate families and children. They also explore US mortgage rates and markets, Australia’s housing challenges, regulation, wages and the productivity puzzle.

Important information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 15 October 2026. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group

00:00 Diana’s travels and lessons from abroad

01:16 Middle East oil flows recover

02:00 How ship-to-ship oil transfers work

03:14 Why oil prices remain above $1000

4:13 Energy costs, inflation and consumers

05:18 US politics, energy prices and markets

06:01 US mortgages, housing and the AI boom

07:01 What overseas construction can teach Australia

08:22 Regulation and Australia’s housing challenge

09:34 Why Australian apartments take longer to build

10:11 Cities, children and “third spaces”

12:47 Does regulation make simple projects harder?

13:29 Wages, labour costs and Australia’s productivity puzzle

14:36 Wrap-up

Could AI be making inflation harder to beat? Shane Oliver and My Bui unpack how the AI boom, data centre investment, chip and energy costs, government spending and geopolitical pressures are adding to Australia’s inflation challenge. They also explore how higher interest rates bring inflation down, whether there are fairer alternatives, and what could come next for the RBA and Australian rates.

Important information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 02 October 2026. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group

00:00 What’s driving inflation?

01:18 Is AI becoming an inflationary force?

02:09 Data centres, construction and Australia’s tradie shortage

02:35 AI’s growing demand for energy and materials

03:01 Chip and memory costs push technology prices higher

04:04 Why tech equipment is shifting from deflation to inflation

06:19 AI, the Middle East and excess demand

07:27 Government spending and Australia’s capacity constraints

09:10 The combination of forces keeping inflation elevated

10:12 Can higher interest rates still bring inflation down?

11:16 How rate hikes flow through the economy

13:22 Are there fairer alternatives to raising interest rates?

14:43 Why inflation control falls to independent central banks

16:41 What could happen to interest rates next?

17:21 The outlook for the RBA’s next moves

Markets have enjoyed a strong run, but are there warning signs investors should be watching? In this episode, Diana Mousina and My Bui unpack five key risks that could impact markets in the months ahead, from rising bond yields and interest rate expectations to Middle East tensions, US politics and a slowing Australian consumer. They also explain why long-term investors shouldn't lose sight of the opportunities that still exist despite the uncertainty.

Important information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 17 September 2026. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group

00:00 Introduction: Why investors should pay attention to risks

01:05 Risk #1: Rising bond yields and why markets care

03:49 Risk #2: Interest rate expectations increase

04:33 Why the US Fed may still raise rates

07:12 Fed credibility, politics and market expectations

09:20 Risk #3: Middle East tensions and oil prices

10:19 Risk #4: Trump, US politics and midterm elections

12:00 Risk #5: Australian consumer slowdown

13:45 What it means for markets and investor returns

14:12 Reasons to remain optimistic long term

14:37 Closing remarks.

Australia's retirement system is often called one of the best in the world, but are retirees making the most of it? As AMP launches its Retirement Confidence Pulse for 2026, Diana Mousina sits down with AMP's Ben Hillier to explore the shape of retirement today: why many retirees are spending less than they can afford, the growing divide between homeowners and renters, and whether Australians are too fearful of running out of money. They also discuss intergenerational wealth transfer, helping children into the housing market, unlocking home equity, and why confidence may be the missing ingredient to a better retirement.

Read more on the Retirement Confidence Pulse for 2026

https://www.amp.com.au/about-amp/news/2026/september/Retirement-confidence-flatlines-as-fear-of--running-out-grips-three-in-five-Australians

Important information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 03 September 2026. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group

Timestamps

00:00 Introduction and Australia's two-speed economy

01:18 What retirement looks like in Australia today

03:29 Why retirees could be spending more

04:42 Home ownership, mortgages and retirement

07:28 The Bank of Mum and Dad

09:19 How much money do you really need to retire?

10:00 The "10-30-60" retirement spending rule

11:32 Why spending naturally declines in retirement

13:03 Is $500,000 enough for retirement?

14:02 Biggest challenges facing retirees

14:39 Why Australia's retirement system is so complex

15:14 Do retirees really need financial advice?

17:08 New retirement income solutions explained

18:23 Unlocking home equity in retirement

20:27 Should retirees leave an inheritance?

21:49 Giving with a warm hand, not a cold hand

22:01 The coming $3.5 trillion wealth transfer

22:44 Is Australia's retirement system world-leading?

23:26 How confidence changes retirement spending

24:09 Closing remarks

Australia's latest profit reporting season is showing its strongest results in years, but is it enough to compete with booming global markets? Shane Oliver and Diana Mousina unpack company earnings, the outlook for Australian shares, the Reserve Bank's interest rate dilemma, persistent inflation pressures, and the debate around superannuation's role in tackling cost-of-living challenges.

Important information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 21 August 2026. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group

00:00 Introduction and profit reporting season begins

02:02 Australia's strongest earnings season in years

03:21 Why US company profits are outperforming Australia

04:39 Dividends, franking credits and investor returns

06:06 Australia vs global shares outlook

06:38 Budget changes and capital gains tax concerns

08:00 Property market impacts and RBA policy outlook

09:19 Should the RBA be raising rates now?

13:26 Forecasts, inflation and the role of economists

16:19 Shane and Diana's interest rate predictions

17:09 Consumer spending, wages and inflation pressures

18:04 Buying Australian products vs imports

21:05 Could superannuation help fight inflation?

23:23 Debate over accessing super during cost-of-living pressures

24:25 Why long-term super investing still matters

25:52 Wrap up

Markets may be near record highs, but are investors becoming too comfortable? In this episode, My Bui and Diana Mousina explore the latest developments in the US-Iran conflict, what a potential deal could mean for markets and oil prices, and why rising geopolitical tensions could have lasting consequences for inflation, government debt and defence spending. They also unpack concerns around Japan's debt and currency pressures, Australia's latest inflation data, and what it all means for interest rates, household spending and investment markets.

Important information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 07 August 2026. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group

00:00 Markets near record highs: what's driving optimism?

00:31 US-Iran tensions and escalating geopolitical risks

02:13 Why markets still expect a deal

03:25 What a full-scale conflict could mean for markets and oil

04:16 Strait of Hormuz and global energy supply risks

06:10 Long-term consequences of the conflict

06:30 Modern warfare: drones, cyber attacks and AI

07:37 Defence spending and its economic impact

08:48 Inflation, debt and higher government spending

09:31 Why rising debt could keep bond yields elevated

10:14 Japan's debt burden explained

11:10 Inflation, currencies and Japan's economic challenges

12:09 US support for the Japanese yen

13:03 Currency intervention and market fundamentals

15:29 Is now a good time to visit Japan?

17:00 Australia's latest inflation update

17:49 What it means for the RBA and interest rates

18:36 Household spending remains surprisingly strong

19:11 Why interest rates may stay higher for longer

19:31 Wrap-up and key takeaways

Rising tensions in the Middle East have pushed oil prices higher and reignited concerns about inflation, interest rates and global growth. In this episode, Shane Oliver and Diana Mousina unpack the implications of the Iran conflict, the outlook for US and Australian economies, whether AI and technology stocks can continue their strong run, the latest on Trump's tariff policies, and what it all means for share markets over the months ahead.

Important information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 24 July 2026. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group

00:00 Introduction

00:20 Iran conflict and rising oil prices

01:42 Strait of Hormuz and global energy supply risks

03:05 Energy reserves and US political implications

03:43 Trump's Middle East dilemma

05:19 Could the conflict become a prolonged war?

06:48 Why share markets have stalled

07:09 Tech sector concerns and semiconductor weakness

07:50 US earnings season and market expectations

08:18 AI boom: bubble or long-term opportunity?

09:43 Global inflation trends

10:08 US inflation and the Fed outlook

11:30 Interest rate risks for markets

12:14 Trump's latest tariff proposals

12:59 Canada tariffs and trade impacts

13:51 Forced labour tariffs explained

15:22 The broader impact of trade policy

16:35 Share market outlook and key risks

17:01 What investors should watch next

17:22 12-month market outlook

17:49 Australia's economy, rates and living standards

18:22 Perspective on economic conditions

18:48 Closing remarks

Shane Oliver and My Bui are joined by NSW Treasurer Daniel Mookhey to discuss his journey into politics, the lessons of the Hawke-Keating reform era, housing affordability, tax reform, productivity challenges and the latest NSW Budget. The conversation explores cost-of-living relief, government spending, housing supply, construction innovation and why economic reform remains critical to Australia's future prosperity.

Important information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 03 July 2026. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group

0:00 Introduction and meet NSW Treasurer Daniel Mookhey

0:25 Daniel's path into politics and economics

2:57 Life outside politics: BBQs, meat smoking and family

5:01 What it's like delivering a state budget

6:19 Hawke, Keating and Australia's reform legacy

9:00 Why successful reform requires social consensus

11:20 Inflation, wages and the role of unions

13:10 Economics, young Australians and social media

15:29 Tax reform and Australia's changing economy

20:53 Priorities of the 2025 NSW Budget

21:36 Cost-of-living relief measures explained

22:19 Housing affordability and supply challenges

24:00 Building approvals and apartment shortages

25:07 Why housing costs are higher in NSW

27:13 Construction productivity and modular housing

29:04 Planning reform and housing regulation

30:08 Controlling government spending and inflation

34:07 Public expectations of government spending

35:21 Australia's balance between fairness and ambition

36:30 Populism, politics and social media

37:25 Why Daniel remains optimistic about Australia

38:20 Closing remarks and thanks

Shane Oliver and Diana Mousina unpack the gap between perception and reality in today’s economy. From inflation and interest rates to housing affordability, wages and lifestyle changes, they compare life now versus the 1970s to ask a bigger question: are we actually worse off, or just feeling it? The conversation explores rising expectations, the impact of choice, social media, and government support—and why resetting expectations and focusing on long-term fundamentals could be key to financial wellbeing.
Important information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 29 June 2026. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group

00:00 – Intro

00:01 – Inflation update and fuel price impact

00:39 – Will the RBA hike rates again?

01:14 – Why people feel worse off today

01:47 – Cost of living pressures explained

02:20 – Nostalgia: was the past better?

02:43 – Housing, wages and affordability then vs now

04:33 – Workforce changes and female participation

05:32 – Choice, stress and modern life

06:32 – Inflation in the 1970s vs today

07:26 – Income growth vs real purchasing power

08:15 – Travel, lifestyle and spending changes

09:29 – Globalisation and diversity in Australia

12:56 – Shift to services and experiences

13:56 – Education, careers and delayed earnings

14:44 – Is too much choice making us unhappy?

16:06 – Work ethic, jobs and expectations

17:09 – Government spending and welfare dependence

18:15 – Life expectancy and quality of life

19:24 – Safety improvements over time

20:22 – Why confidence is still low

21:02 – Expectations vs reality

22:10 – Social comparison and social media impact

23:29 – Community decline and social connection

24:49 – Work-life balance pressures

25:02 – Can we go back to simpler times?

25:43 – Productivity and income stagnation

26:11 – Practical steps: spending, saving, expectations

27:25 – Final thoughts: gratitude and perspective

In this episode, My Bui and Shane Oliver are joined by independent MP Nicolette Boele to unpack Australia’s biggest economic challenges—from the slow rollout of clean energy and the road to electrification, to housing affordability, tax reform, and the unintended consequences of recent budget changes. They explore how regulation, superannuation, and political decisions are shaping productivity, investment, and cost of living—plus whether the “sensible centre” still has a place in today’s shifting political landscape.

Important information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 19 June 2026. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group

00:00 - Intro

01:00 Clean energy finance and investment challenges

02:00 Red tape and delays in energy projects

03:20 Regulation, risk appetite and super funds

04:45 Energy prices, gas vs renewables debate

06:00 Electrification and future energy system

07:30 Cost of living pressures emerge

10:45 Budget discussion: housing, productivity, tax

12:00 Capital gains tax changes and impact

14:20 Tax fairness and generational inequality

16:00 Startups, venture capital and innovation risks

17:40 Investment behaviour and market impacts

18:50 Need for broader tax reform

20:30 Resource taxes and government revenue

22:30 Incentives, productivity, and business growth

24:30 Political reaction and voter sentiment

26:30 Housing crisis: supply vs demand

27:50 Density vs decentralisation debate

30:40 Regulation and housing costs

31:20 Superannuation and affordable housing solutions

33:40 Immigration and labour shortages

36:20 Political shifts and rise of minor parties

38:00 The “sensible centre” in modern politics

40:20 Closing remarks