Shane and Diana break down what’s really driving markets right now — from tariffs and tech wobbles to interest rate cuts and investor nerves around AI. With Wall Street corrections and Australia’s own shifts in consumer confidence, they unpack what all this means for everyday savers and investors.

The chat also dives into Australia’s bigger picture: falling company profits, cost-of-living pressures, and long-overdue reforms on tax, regulation, and spending. Plus, a few eyebrow-raising stories on billion-dollar blowouts and economic curveballs that show why policy decisions matter for everyone.

Important information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you.

Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 21 August July 2025. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.

🎙️In this special episode, we are joined by Ash Frenken, managing director of Citro, a fintech rewards and community platform backed by AMP. Join Ash and Dan as they dive into:

✅ Lessons learnt from a decade in Australia's startup scene

✅ The retirement gap: how did Citro start and what problem does it solve for today?

✅ Fight or flight? Why evolution is key to maintaining your competitive edge

✅ What's ahead: Preview of the 2026 Retirement Destinations Guide

✅ And why planning your best retirement means caring for both your wealth and your wellbeing.

Find out more about Citro: https://www.joincitro.com.au/

Cirto's destination guide 2024: https://www.joincitro.com.au/resources/2024-guide-to-australias-top-30-retirement-locations

Important information:

This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 19 August July 2025. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.

Diana and My dive into the US job market shake-up, with payroll numbers slashed and markets reacting. They unpack why these revisions happen, the politics swirling around the Fed, and how new tariffs are hitting countries differently-some harder than others.

Closer to home, Australia’s inflation is easing, retail spending is perking up, and the RBA looks set for a rate cut in August.

Important information: This podcast is general in nature and hasn’t taken your circumstances into account.

It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own.

Date of publication 08 August July 2025. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.

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#shaneoliver #dianamousina #mybui #amp

Markets are rallying near record highs despite weak job data and rising unemployment in Australia. Diana and My explore sector shifts in the ASX, why the RBA held rates in July, and what soft wage growth and falling job ads signal for the economy.

They also cover global trade tensions, new U.S. tariffs under Trump, Japanese rice inflation and Trump’s cane sugar push for Coca-Cola. Plus, analysis of the RBA minutes and why more rate cuts should be on their way.

Important information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 24 July 2025. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.

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https://www.amp.com.au/resources/insights-hub#shaneoliver #dianamousina #mybui #amp

Share markets have delivered a second consecutive year of double-digit returns, generating some great outcomes for super fund members and investors alike, despite climbing a wall of worry. But what’s driving this sustained strength, and what does it mean for the future? Join Shane and My as they break down the factors behind the share market rally over the last financial year, look at Trump's recent posturing over the reciprocally high tariff rates, and explore what members should keep in mind as market conditions evolveImportant information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 11 July 2025. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.#shaneoliver #dianamousina #mybui #amp https://www.amp.com.au/https://www.amp.com.au/resources/insights-hub

The 12 day war between Israel and Iran looks to be over...for now. Questions over the extent of damage sustained by the US strikes continue to mount amid civil unrest and calls for regime change, causing more volatility for share markets. Where do we go from here? 🎙️ Join Shane and Diana as they unpack the implications for global markets and oil prices, growing pressures on the Fed to cut rates sooner and the looming July deadline for tariffs. With the RBA meeting in two weeks, Shane and Diana also preview the latest domestic inflation figures for May, with trimmed mean coming in lower than expected and good news for Aussie households.

Important information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 26 June 2025. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.

#shaneoliver #dianamousina #amp https://www.amp.com.au/https://www.amp.com.au/resources/insights-hubhttps://www.amp.com.au/resources/insights-hub/olivers-insights-five-charts-for-uncertain-times

🎙️ On the pod this week: Shane's back!

Joining Diana behind the mic, they dive into:

✅ Geopolitical risks in the Middle East

✅ Market reactions

✅ Ongoing US tariffs

✅ Australian GDP data

✅ A dovish-sounding RBA

✅ And... does the Australian Government finally have a plan to boost productivity?

Plus, a Friday dilemma:☕ Are we all spending too much time at the café and down at the beach?🌊 Or is this what a “new normal,” productive workforce looks like?📲 Tune in now for insights, and a fresh take on the week’s biggest economic stories.

Important information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 19 June 2025. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.

Markets have calmed down following some short-lived panic regarding the latest Trump trade talks and discussions around tariffs for China and the EU. More negotiations are under way with recognition that the US ultimately does want to reach a deal with its key trade partners, but some investors are now beginning to abandon the US as a 'safe haven'. On the pod this week, Diana and My explore what it means for global markets and why we've likely seen the worst in terms of market troughs or falls relating to the Liberation Day losses, despite some further volatility expected ahead.Important information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 29 May 2025. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.

Housing prices in Australia have continued to rise rapidly over the last two decades, with housing unaffordability and the cost of living affecting both first home buyers and older Australians retiring with greater levels of mortgage debt.

On the pod this week, Diana is joined by buyer's agent Ravi Sharma and AMP Bank's Sean O'Malley to talk about the pressures faced by Australians in the housing market today and what options and choices they can make when it comes to freeing up cashflow in retirement.

Important information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 21 May 2025. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.

More on Ravi:

Ravi Sharma is the founder of Search Property Buyer's Agency, one of the fastest growing buyers agencies in Australia. Search Property has also been named as a finalist in the REB Awards as the Best Buyer's Agency in Australia 2023 & 2024. By the age of 32, Ravi successfully acquired a property portfolio of $15M, showcasing his expertise and commitment to property investment. He is also the host of Australia's #1 property channel on YouTube, Personal Finance with Ravi Sharma, with subscribers eager to learn about real estate, investing,and building a foundation for retirement. Ravi also hosts the ‘More Than Money’ podcast on Spotify and YouTube, exploring conversations with influential figures across the Australian landscape. Ravi holds a Bachelor’s in Business, an Advanced Diploma in Conveyancing, a Certificate IV in Finance & Mortgage Broking, and a Class 1 Real Estate Licence. His blend of knowledge & experience helps clients achieve financial freedom through property.

Trump has cut a deal with China which came a lot sooner than expected. The worst case scenario seems to have been averted for now, resulting in a recovery in sharemarkets and reassurance to those panicking at the bottom.

Meanwhile, Labor winning 93 seats in the Australian Federal Election means they now have the largest gap between an Opposition and the governing party since the mid 1970s.

On the pod this week, Shane and Diana look at the changing winds behind US and China relations, what Labor's dominant win for economic policy in Australia and why the proposed $3 million super cap deserves a closer look.

Important information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 15 May 2025. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.