The discussion also covers the recent market shifts affecting CML origination and allocation, the importance of tailored underwriting to meet specific client needs, and the impact of reduced bank lending activity on the market. Karissa and Sarah share their strategies for managing loan workouts and emphasize the value of in-house servicing teams in maintaining close relationships with borrowers. This episode provides a comprehensive overview of the opportunities and challenges in the CML market, making it a must-listen for anyone involved in insurance asset management.