Medicare can seem like a mystery. Whether you are nearing the age to sign up or your parents have questions you’re trying to help them answer, this episode is dedicated to demystifying all the options.

Melissa Joy and Joanne Giardini-Russell, Owner of Giardini Medicare, talk about what your healthcare can look like in retirement. Understanding Medicare and making informed decisions about enrollment and coverage options isn’t easy. 

Listen and learn about the potential costs associated with Medicare and the need for proper planning. Joanne shares her expertise and provides resources for anyone approaching Medicare age. 

Medicare decisions are not the same for everyone. You need personalized advice and guidance in navigating the complex world of Medicare... especially during the open enrollment period for Medicare, where changes can be made to Medicare Advantage and drug plans. 

Understanding the rules and timing of Medicare enrollment has the potential to impact your HSA and IRMA charges. Get informed so you can make the best decisions about your health and money.

Listen and Learn:

• The difference between Medicare, Medicare Advantage and Medigap plans 
• Ways to make informed decisions about cost and coverage to select the right plan for you during retirement 
• The rules and timing of Medicare enrollment, as well as the potential impact on HSAs and IRMA charges

Resources: 

• Learn more about Joanne on her Website 
• Connect with Joanne on LinkedIn
• Follow Joanne on YouTube 
• Listen to Joanne’s Podcast
• Additional Information about Medicare 

Links are being provided for information purposes only. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results. Pearl Planning cannot guarantee that the information herein is accurate, complete, or timely. Pearl Planning makes no warranties with regard to such information or

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