Ever feel like some financial "truths" don't quite add up? In this episode of Women's Money Wisdom, Melissa Joy, CFP®, teams up with colleague Alexa Kane, CFP®, for a candid conversation challenging some of the most widely accepted (but often unexamined) money beliefs.

🔍 What they unpack:

• The Hidden Costs of Buy Now, Pay Later:
  From fast food to impulse buys, installment payment apps are everywhere—but at what cost? Melissa and Alexa reveal how these “convenient” options can become debt traps, especially for younger consumers.
• The Case Against Aging in Place:
  It’s a common goal—but is it always the best one? Learn why staying in your home might not be ideal and how retirement communities could offer more social, emotional, and physical support in the long run.

💬 Expect real stories, smart analysis, and bold perspectives that just might shift your thinking. Plus, a preview of what’s next: a hot take on life insurance as an investment.

🎧 Listen now and consider:

• Are your financial choices based on habit—or strategy?
• Could your assumptions about aging be holding you back?
• Who needs to hear this? Forward it to a friend.

📍Resources and more: pearlplan.com

The previous presentation by PEARL PLANNING was intended for general information purposes only. No portion of the presentation serves as the receipt of, or as a substitute for, personalized investment advice from PEARL PLANNING or any other investment professional of your choosing. Different types of investments involve varying degrees of risk, and it should not be assumed that future performance of any specific investment or investment strategy, or any non-investment related or planning services, discussion or content, will be profitable, be suitable for your portfolio or individual situation, or prove successful. Neither PEARL PLANNING’s investment adviser registration status, nor any amount of prior experience or success, should be construed that a certain level of results or satisfaction will be achieved if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. PEARL PLANNING is neither a law firm nor accounting firm, and no portion of its services should be construed as legal or accounting advice. No portion of the video content should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. A copy of PEARL PLANNING’s current written disclosure Brochure discussing our advisory services and fees is available upon request or at https:...