Do you already know the date of your retirement—or are you simply dreaming of leaving the workforce sooner than 65?

In this replay of one of our most popular Women’s Money Wisdom episodes, Melissa Joy, CFP®, explores what it takes to prepare for early retirement. She explains why it’s not just about having a date on the calendar, but also about creating flexibility in your plan in case life throws you a curveball.

You’ll learn:

• Who should consider planning for early retirement—even if you think you’ll work longer
• Common assumptions vs. the reality of when most people actually retire
• Key “rules of thumb” financial planners look for when evaluating early retirement readiness
• Why multiple savings buckets (401(k), Roth, brokerage, cash, pensions) matter so much
• Strategies for tax planning, health care coverage, and income replacement before Social Security and Medicare kick in
• The importance of mindset, lifestyle choices, and building a fulfilling life outside of work

Retirement isn’t just about money—it’s about freedom, purpose, and designing a meaningful life for decades to come.

The previous presentation by PEARL PLANNING was intended for general information purposes only. No portion of the presentation serves as the receipt of, or as a substitute for, personalized investment advice from PEARL PLANNING or any other investment professional of your choosing. Different types of investments involve varying degrees of risk, and it should not be assumed that future performance of any specific investment or investment strategy, or any non-investment related or planning services, discussion or content, will be profitable, be suitable for your portfolio or individual situation, or prove successful. Neither PEARL PLANNING’s investment adviser registration status, nor any amount of prior experience or success, should be construed that a certain level of results or satisfaction will be achieved if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. PEARL PLANNING is neither a law firm nor accounting firm, and no portion of its services should be construed as legal or accounting advice. No portion of the video content should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. A copy of PEARL PLANNING’s current written disclosure Brochure discussing our advisory services and fees is available upon request or at https:...