Women's Money Wisdom

Episode 293: Women, Wealth & Worth: Closing the Gaps with Bryn Conway


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What if knowing your worth became the engine of your wealth?

Strategist and former credit-union executive Bryn Conway joins Melissa Joy, CFP® for a candid, practical conversation about women, wealth, and worth—why the gaps persist and how to close them with informed choices, confident negotiation, and everyday money moves.

Bryn breaks down the landscape—pay, advancement, earnings, and wealth—and how culture, career paths, and compensation structures (including equity) shape outcomes. She shares simple, repeatable actions: normalize money conversations, apply before you feel “100% ready,” negotiate every offer, and “pay future-you first.” Melissa adds planner-level insights on using a financial plan to manage your human capital—from asking for more to aligning your role with your goals.

Together, Bryn and Melissa reframe the path forward: turn passive awareness into active steps that compound over time, build resilience, and help women advance—at work and in wealth.

This episode is a reminder that your value isn’t just recognized—it’s negotiated, nurtured, and compounded.

💡 Key Themes Covered:

  • The four gaps women face: pay, advancement/opportunity, lifetime earnings, and wealth
  • Why roles, sectors, and equity compensation widen outcomes—and how to navigate them
  • “Apply anyway”: closing the confidence gap and raising your hand before you feel ready
  • Negotiation playbook: know the comps, make a specific ask, and revisit review/raise cadence
  • “Pay future-you first”: enroll in the match and send half of every raise to long-term savings
  • Normalize money talks: mentors, sponsors, and transparent check-ins that build confidence and change results


The previous presentation by PEARL PLANNING was intended for general information purposes only. No portion of the presentation serves as the receipt of, or as a substitute for, personalized investment advice from PEARL PLANNING or any other investment professional of your choosing. Different types of investments involve varying degrees of risk, and it should not be assumed that future performance of any specific investment or investment strategy, or any non-investment related or planning services, discussion or content, will be profitable, be suitable for your portfolio or individual situation, or prove successful. Neither PEARL PLANNING’s investment adviser registration status, nor any amount of prior experience or success, should be construed that a certain level of results or satisfaction will be achieved if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. PEARL PLANNING is neither a law firm nor accounting firm, and no portion of its services should be construed as legal or accounting advice. No portion of the video content should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. A copy of PEARL PLANNING’s current written disclosure Brochure discussing our advisory services and fees is available upon request or at https:...

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Women's Money WisdomBy Melissa Joy, CFP®

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