How do you help your kids get into the right college—without sacrificing your financial future?

 Melissa Joy, CFP®, sits down with Shellee Howard, Founder and CEO of College Ready, to talk about smart, stress-free strategies for college admissions and funding.

A certified college admissions strategist, Shellee turned her own experience guiding four very different kids through the college process into a mission: helping families nationwide find the best academic, social, and financial fit. From creating a standout student profile to uncovering hidden scholarship opportunities, Shellee shares how to approach college planning with clarity, confidence, and strategy.

💡 Key Takeaways:

• Why college admissions should be approached like a business decision.
• The three funding mindsets: writing the check, earning scholarships, or finding schools that pay for your student.
• What FAFSA actually looks at—and why timing matters.
• How to find real, essay-based scholarships (and avoid scams).
• The “Millionaire Game” exercise to help your teen discover what drives them.
• Why the right fit school is more valuable than a “dream” school with a big price tag.

Shellee’s insights from College Ready help parents and students reduce stress, minimize debt, and make informed, values-based decisions about higher education.

🔗 Resources Mentioned:

• College Ready — Learn more about services, free consultations, and resources.
• Podcast: Parents, Is Your Teen College Ready?
• Books by Shellee Howard, available on Amazon

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