Milenomics ² Podcast - No Annual Fee Edition

Episode 42: Manufactured Spend Setbacks and Opportunities, and Limited-time Promotions

Listen Later

Today we're back with a standard No Annual Fee episode.  We do the news, and then talk Personal Finance and Amex Small Business Credits.

0:30 GiftCards.com joins giftcardmall with $2k monthly portal cap

  • Rakuten lasted until 7/7 at $60k/mo
  • Showing $2k cap as of 7/8

    • 1:50 [Targeted?] Chase Marriott/Ritz cards: 10x on Gas + Dining (DoC)

    • 7/15-9/15
    • $3,500 cap
    • Must register: Link

      • 3:15 Discover 20% off Amazon when Using 1 point (DoC)

      • Just wanted to mention it’s smart to keep some Discover rewards clanging around rather than draining the rewards to be able to take advantage of these promos
      • Discover is 5x on PayPal Q3 2020 so a good time to use Discover cards in general

        • 5:00 Stop & Shop/Giant: 3X Fuel Rewards for VGCs 7/10-7/16

        5:30 Hyatt 15-25% Point Rebate on Award Stays + Free Parking (Direct Link)

        • Register by 9/1/2020
        • Stay from 7/8/2020 - 10/8/2020
        • 15% back for all, 25% back for Chase Hyatt cardholders
        • Stacks with a promo for 2,500 for those with elite status + Chase card (Dans Deals)
        • Example: 30k Hyatt is 22.5k after 25% back, potential 20k after 2,500 back promo

          •  8:55 Chase Sapphire Reserve Only Earned 5x at Restaurants 7/1-7/5 (DoC)

          • Still, 3x + Pay Yourself Back is pretty great
          • Still getting 5x on Gas through the end of September
          • So Random

            •  11:25 Flexible Spending Account Covid Changes (Wirecutter)

            • FSA Healthcare
                • You can increase, decrease, or stop your health-care FSA contributions altogether.
                • You have more time to spend your health-care savings from 2019. In the past, you had a two-and-a-half-month grace period after your plan period ended in which to spend your remaining balance, but your employer can now opt to extend the grace period through December 31, 2020.
                • You can roll over up to $550 into your 2021 health-care FSA, a $50 increase over the previous $500 limit.
                  • FSA Dependant Care
                      • You can increase, decrease, or stop your dependent-care FSA contributions altogether.
                      • You now have until December 31, 2020, to spend your dependent-care savings from 2019 (rather than the usual two-and-a-half-month grace period).
                      • The same weird scenario from above applies. If you think you’ve lost your unused DCFSA contributions from 2019, contact your
                        • ...more
                        View all episodesView all episodes
                        Download on the App Store
                        Milenomics ² Podcast - No Annual Fee EditionBy Sam Simon and Robert Dwyer
                        • 4.4
                        • 4.4
                        • 4.4
                        • 4.4
                        • 4.4

                        4.4

                        50 ratings

                        More shows like Milenomics ² Podcast - No Annual Fee Edition

                        View all
                        Miles to Go - Travel Tips, News & Reviews You Can't Afford to Miss! by Ed Pizza, Richard Kerr

                        Miles to Go - Travel Tips, News & Reviews You Can't Afford to Miss!

                        370 Listeners

                        Award Travel 101 by Award Travel 101 Team

                        Award Travel 101

                        149 Listeners

                        Frequent Miler on the Air by Frequent Miler

                        Frequent Miler on the Air

                        588 Listeners

                        MTM Travel - The Fun Side of Points & Travel! by Shawn Coomer & Mark Ostermann

                        MTM Travel - The Fun Side of Points & Travel!

                        333 Listeners

                        Hurdy Gurdy Travel Podcast by Justin Vacula

                        Hurdy Gurdy Travel Podcast

                        26 Listeners

                        Geobreeze Travel by Julia Menez

                        Geobreeze Travel

                        395 Listeners

                        All the Hacks with Chris Hutchins by Chris Hutchins

                        All the Hacks with Chris Hutchins

                        1,589 Listeners

                        Point Me To First Class by Devon Gimbel MD

                        Point Me To First Class

                        1,144 Listeners

                        Let's Get To The Points by Serena, Miguel and Mitch Shannon

                        Let's Get To The Points

                        112 Listeners

                        Takeoff: A Points and Miles Podcast by 10xTravel by 10xTravel

                        Takeoff: A Points and Miles Podcast by 10xTravel

                        387 Listeners

                        Churning Life Podcast by Connor

                        Churning Life Podcast

                        29 Listeners

                        Churners Digest by FearTheZ

                        Churners Digest

                        17 Listeners

                        Churn and Burn by CBpodcast

                        Churn and Burn

                        15 Listeners

                        Wonderland on Points | Credit Card Rewards & Budget Travel by Mary Ellen and Jo

                        Wonderland on Points | Credit Card Rewards & Budget Travel

                        193 Listeners

                        The Thrifty Traveler Podcast by Thrifty Traveler

                        The Thrifty Traveler Podcast

                        86 Listeners