We're back with a packed No Annual Fee episode of the podcast. Let's get right into it...

0:22 2021 Amex Perks/Offers (Summary from Amex)

• Personal
• $30 PayPal Credit Per Month (no activation required)
• [Targeted] $50 back on $50 at Best Buy (use twice, activation required)
• [Targeted] $50 back on $50 at Home Depot (use twice, activation required)
• Business
• Additional 4x on Gas, Office Supply, Wireless, Advertising, Shipping (capped at $20,000 in spend through 6/31/2021, activation required)
• Other
• Hints of 20% discount on airfare through May
• Hints of co-branded card enhancements
• Never has so much thought been put into limited time enhancements to credit cards. They’re keeping busy over there.
• All About Amex in 10 Minutes

14:22 Virgin Atlantic Devalues for Delta Award Redemptions (Thrifty Traveler)

• Used to be a nice way to pay for Delta First on domestic routes
• Ex: Was 22,500 now 40,000
• Similarly negative for Delta international premium cabins

18:45 Things to do in the New Year

• Q1 2020 5x Categories
• Chase Freedom
• Wholesale Clubs
• Internet, Cable, & Phone Services
• Select Streaming Services
• Citi Dividend
• Amazon
• Streaming
• Discover
• Grocery
• Walgreens, CVS
• Don't Compare Your Earn Rate to Others
• Get to work on 5x categories and BofA Cash Rewards
• Air Incidentals
• Amex Credits

If you like the No Annual Fee show you'll love a subsiption to the Milenomics Podcast Network. Patreon accepts PayPal so you can use the $30/mo Amex Personal Platinum PayPal benefit discussed in this show towards a subscription to the full Milenomics Podcast Network (including Slack access and more):

patreon.com/milenomics